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Section 194J is one of the most-tested TDS sections in CA Inter — expect at least one 4-mark question every attempt. It covers TDS that a payer must deduct when making payments for professional services, technical services, royalty, non-compete fees, and fees paid to directors (other than salary).

The big practical use: if Rajesh & Co. Pvt. Ltd. hires a CA firm for audit, pays a software consultant for IT support, or pays a director sitting fees — they must deduct TDS before releasing the payment. The threshold is ₹30,000 per financial year per payee per category. So if the CA firm is paid ₹25,000 total in the year, no TDS. Cross ₹30,000 — TDS applies from rupee one (i.e., on the entire amount, not just the excess).

Now the part students most often mix up — two different rates apply:

  • 2% for fees for technical services (think IT support, engineering consultancy, managerial services) and for call centres
  • 10% for professional services (CA, lawyer, doctor, architect, etc.), royalty, non-compete fees, and remuneration/fees/commission to a director (not covered under salary)

Who must deduct? Any person making the payment — company, firm, or individual. The only exemption: an individual or HUF who was not liable to tax audit under Section 44AB in the immediately preceding financial year is exempt from deducting TDS under 194J. So a salaried individual paying a doctor privately? No TDS required. But a trading firm whose turnover crossed ₹1 crore last year? Must deduct.

If the payee does not furnish their PAN, the rate jumps to 20% (or the applicable rate, whichever is higher) under Section 206AA. This is a favourite exam twist.

📊 Worked example

Example 1 — Professional vs Technical: Two payments, two rates

Rajesh & Co. Pvt. Ltd. makes the following payments in FY 2025-26:

  • Audit fees to M/s. Iyer & Associates (CA firm): ₹1,20,000
  • Annual IT maintenance to TechHelp Solutions: ₹80,000

Working:

| Payment | Category | Rate | TDS |

|---|---|---|---|

| ₹1,20,000 audit fees | Professional services | 10% | ₹12,000 |

| ₹80,000 IT maintenance | Technical services | 2% | ₹1,600 |

Both cross the ₹30,000 threshold, so TDS applies on the full amount.

Total TDS to be deducted = ₹13,600

---

Example 2 — Threshold crossed mid-year

Ms. Priya Sharma (a lawyer) receives ₹18,000 in April 2025 and ₹15,000 in August 2025 from ABC Ltd.

Working:

  • April payment: Cumulative = ₹18,000. Below ₹30,000 threshold → No TDS
  • August payment: Cumulative = ₹18,000 + ₹15,000 = ₹33,000. Threshold crossed.

TDS must now be deducted on the entire cumulative amount of ₹33,000 at 10% = ₹3,300.

At the time of August payment, TDS = ₹3,300 (deducted in full at crossing point).

TDS deducted in August = ₹3,300

⚠️ Common exam mistakes

  • Applying 10% to technical services: Students apply 10% across the board. Remember — technical services = 2%, professional services = 10%. The Finance Act 2020 split the rates; this is heavily tested.
  • Ignoring the threshold reset: The ₹30,000 limit is per payee, per category, per financial year. Don't apply one combined limit across professional + technical payments to the same party — they are evaluated separately.
  • Forgetting TDS is on the whole amount, not the excess: Once the ₹30,000 threshold is crossed, TDS applies on the entire amount paid so far, not just the portion above ₹30,000. This trips up most students in threshold-crossing examples.
  • Assuming individual payors are always exempt: An individual/HUF is exempt only if they were not subject to tax audit in the preceding year. If their business turnover crossed ₹1 crore (or professional receipts ₹50 lakh) in FY 2024-25, they must deduct TDS in FY 2025-26.
  • Forgetting the director fee provision: Fees, commission, or remuneration paid to a director (other than salary) is covered under 194J at 10% — not under 192 (salary TDS). If the question says 'sitting fees' or 'commission to director,' it's 194J.
📖 Reference: Section 194J — Income Tax Act 1961
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