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Imagine you've finished auditing the financial statements of Rajesh & Co. Pvt. Ltd. and signed the auditor's report. But the annual report also has a Chairman's speech, a five-year financial summary, and a Directors' Report. What's your job with that content? That's exactly what SA 720 answers.

SA 720 – The Auditor's Responsibilities Relating to Other Information says: you must read the other information included in the annual report and check whether it is materially inconsistent with the audited financial statements or your knowledge obtained during the audit. "Other information" means everything in the annual report except the financial statements and your own auditor's report — think Directors' Report, Chairman's Address, MD&A, financial highlights, five-year summaries, and so on. The critical word is read — SA 720 does not require you to audit or verify this other information. Your obligation is limited to reading it carefully.

Now, two situations can arise. First, a material inconsistency: the other information says something that contradicts the audited financials. For example, the Directors' Report claims profit was ₹80 lakhs, but the audited P&L shows ₹50 lakhs. Here, you ask management to correct the other information. If they refuse, you consider the implications for your report — you may need to include an Other Matter paragraph or even withdraw from the engagement. Second, a material misstatement of fact: the other information contains a factual error unrelated to the financials — say, the company claims it has 500 employees but you know from audit evidence it has 200. Again, discuss with management first. If unresolved, take appropriate action.

Under the revised SA 720 (applicable for audits of financial statements for periods ending on or after 15 December 2016, and examinable for May 2026), the auditor must also include an "Other Information" section in the auditor's report, stating whether any material inconsistency was identified. This is a reporting requirement students often miss. This standard is asked frequently as a 4-mark or 8-mark question — either "explain auditor's responsibility" or a scenario-based question where you must identify what the auditor should do.

📊 Worked example

Example 1 — Material Inconsistency Discovered

Setup: You are the auditor of Mehra Textiles Ltd. The audited financial statements show a net profit of ₹1,20,00,000 (₹1.20 crore). However, while reading the Directors' Report, you notice it states: "We are pleased to report a record net profit of ₹1.80 crore this year."

Working:

  • Step 1: Identify the inconsistency — Directors' Report (₹1,80,00,000) vs. Audited P&L (₹1,20,00,000). Difference = ₹60,00,000. This is material.
  • Step 2: As per SA 720, discuss with management and request correction of the Directors' Report figure.
  • Step 3: Management agrees and corrects the Directors' Report to ₹1,20,00,000.
  • Step 4: Include the "Other Information" section in your auditor's report stating no material inconsistency was found (post-correction).

Final Answer: Auditor should communicate the inconsistency to management, obtain correction, and report appropriately. No modification to the opinion on financial statements is needed since the financials themselves are correct.

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Example 2 — Management Refuses to Correct

Setup: Same facts as above, but management insists the Directors' Report figure of ₹1,80,00,000 is intentional and refuses to change it.

Working:

  • Step 1: Material inconsistency confirmed and uncorrected.
  • Step 2: SA 720 requires you to include an Other Matter paragraph in the auditor's report describing the material inconsistency — specifically that the Directors' Report states profit of ₹1,80,00,000 whereas audited financials show ₹1,20,00,000.
  • Step 3: Consider whether to communicate to those charged with governance (audit committee).
  • Step 4: In extreme cases, consider withdrawal from the engagement per applicable law.

Final Answer: Include an Other Matter paragraph highlighting the uncorrected material inconsistency of ₹60,00,000 in the Directors' Report.

⚠️ Common exam mistakes

  • Students think SA 720 requires auditing the other information — Wrong. The standard only requires you to read it. You have no obligation to verify or audit the Chairman's speech or Directors' Report independently.
  • Confusing material inconsistency with material misstatement of fact — A material inconsistency is when other information contradicts the financials. A material misstatement of fact is a factual error in the other information that has nothing to do with the financials (e.g., wrong year of incorporation stated). Treat them separately in answers.
  • Forgetting the mandatory "Other Information" section in the auditor's report — Under revised SA 720, the auditor's report must include a separate section on other information. Many students don't mention this and lose marks.
  • Assuming a material inconsistency = qualified opinion on financials — No! The audit opinion relates to the financial statements. If only the other information is wrong and the financials are correct, you do not qualify the opinion — you add an Other Matter paragraph instead.
  • Missing the step of first discussing with management — Before taking any reporting action, SA 720 requires you to discuss the inconsistency or misstatement with management. Skipping this step in scenario-based answers loses easy marks.
📖 Reference: SA 720 — Institute of Chartered Accountants of India
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