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Q1Auditing - Internal Controls, Risk Assessment, Audit Procedu
14 marks very hard
State with reasons whether the following statements are correct or incorrect.
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Answer: The following analysis addresses each statement:

Statement (a): CORRECT. Internal control cannot eliminate risk of material misstatements; it can only reduce them to an acceptable level. Per SA 315 (Understanding the Entity and Its Environment), internal controls have inherent limitations including: (i) human judgment in decision-making; (ii) possibility of collusion between management and others; (iii) cost-benefit considerations; (iv) override by management. Therefore, some residual risk always remains. An auditor must design audit procedures considering these limitations.

Statement (b): INCORRECT. When Profit Before Tax from continuing operations is non-volatile, it itself becomes the primary and most appropriate benchmark for materiality, not a secondary consideration. Per SA 320 (Materiality to an Audit), when one benchmark is stable and available, auditors use it; other benchmarks serve only as alternatives when the principal benchmark is volatile or unavailable. The statement's implication that other benchmarks are appropriate when PBT is non-volatile reverses the principle.

Statement (c): INCORRECT. Written representation from management is insufficient for inventory held by third parties when material. Per SA 501 (Audit Evidence—Specific Considerations for Selected Items), the auditor must: (i) obtain direct written confirmation from the third party; (ii) perform physical inspection or observation where practicable; (iii) apply alternative procedures if direct confirmation is not reliable. Management representation alone cannot provide sufficient appropriate evidence for existence and condition.

Statement (d): INCORRECT. Watching the inventory counting process is Observation, not Inspection. Per SA 500 (Audit Evidence), Observation involves watching a process or procedure being performed; Inspection involves examining records or physical items. The auditor observing the counting process is distinct from physically inspecting inventory items. The audit procedure used here is Observation.

Statement (e): INCORRECT. Audit planning, though scientific and objective, cannot be appropriate under all circumstances without professional judgment. Per SA 300 (Planning an Audit), audit procedures must be tailored to: (i) specific entity characteristics; (ii) business complexity and risk profile; (iii) engagement team experience; (iv) prior year findings. No standardized approach applies universally; auditors must exercise professional skepticism and judgment in all situations.

Statement (f): INCORRECT. The period for appointment of the subsequent auditor in a government company is 90 days, not 60 days, from the commencement of the financial year. Per Section 139(5) and (6) of the Companies Act, 2013, while general appointment timelines apply, specific modifications for government companies extend the period. The statutory provision specifies 90 days for government companies.

Statement (g): INCORRECT. The auditor does not separately disclose litigation impacts in the audit report. Per SA 540 (Related Party Disclosures) and AS 4 (Contingencies and Events Occurring After the Balance Sheet Date), the auditee (company) must properly disclose pending litigations in the financial statements themselves. The auditor's responsibility is to verify such disclosure adequacy and express a Modified Opinion if disclosure is inadequate. Litigation disclosure is a financial statement matter, not an audit report matter.

Statement (h): CORRECT. Per Section 143(12) of the Companies Act, 2013 and Rule 13 of the Auditor's Report (Matters to be reported to Audit Committee) Rules, 2016, when fraud involving amounts exceeding the prescribed threshold (₹150 Lakhs exceeds the applicable limit of ₹1 crore in many contexts, or is material) comes to the auditor's knowledge, reporting to the Board/Audit Committee must occur within three days along with communication of remedial measures. The timing and threshold are statutorily prescribed.

📖 SA 315 - Understanding the Entity and Its EnvironmentSA 320 - Materiality to an AuditSA 500 - Audit EvidenceSA 501 - Audit Evidence—Specific Considerations for Selected ItemsSA 300 - Planning an AuditSA 540 - Related Party DisclosuresAS 4 - Contingencies and Events Occurring After the Balance Sheet DateSection 139(5) and (6) of the Companies Act, 2013
Q1(b)Revenue Recognition under AS 9
8 marks very hard
Case: Rainbow Ltd: (i) On 15th January, goods worth ₹2,00,000 were sold on approval basis. The period of approval was 4 months after which they were considered sold. Buyer sent approval on 75% goods sold upto 31st January and no approval or disapproval received for the remaining goods till 31st March. (ii) On 31st March, goods worth ₹2,40,000 were sold to Bright Ltd. but due to refurbishing of their show-room being underway, on their request, goods were delivered on 20th April. (iii) Rainbow Ltd. supplied goods worth ₹6,00,000 to Shyam Ltd. and concurrently agrees to re-purchase the same goods on 14…
Given the following information of Rainbow Ltd. In each of the above cases, you are required to advise, with valid reasons, the amount to be recognized as revenue under the provisions of AS 9.
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Provisions of AS 9 (Revenue Recognition) applicable to Rainbow Ltd.

AS 9 issued by the Institute of Chartered Accountants of India lays down the conditions for recognising revenue from sale of goods, rendering of services, and use of enterprise resources. Revenue is recognised only when it is probable that economic benefits will flow and the amount can be reliably measured. Each situation is analysed below:

(i) Sale on Approval Basis — ₹2,00,000

Under AS 9 Para 3, in the case of goods sold on approval basis, revenue is recognised only when the buyer formally communicates approval, or the approval period lapses. Here, the buyer approved 75% of goods by 31st January, so ₹1,50,000 (75% × ₹2,00,000) is recognised as revenue. For the remaining 25%, neither approval nor disapproval has been received by 31st March. Since the 4-month approval period has not yet expired (it runs till 15th May), the risks and rewards of ownership have not transferred. Accordingly, revenue of ₹50,000 on the remaining goods is not recognised.

Revenue recognised: ₹1,50,000

(ii) Bill and Hold Sale — ₹2,40,000

Under AS 9, revenue from sale of goods is recognised when the seller has transferred all significant risks and rewards of ownership to the buyer. Here, the sale was completed on 31st March and the delay in physical delivery was at the specific request of the buyer (Bright Ltd.) due to their showroom refurbishing. The goods are identified, the sale is firm, and the postponement is the buyer's own arrangement. Therefore, ownership risks and rewards stand transferred on 31st March itself.

Revenue recognised: ₹2,40,000

(iii) Sale with Concurrent Repurchase Agreement — ₹6,00,000

Under AS 9, when goods are sold but the seller simultaneously agrees to repurchase the same goods, the transaction is in substance a financing arrangement and not a genuine sale. The significant risks and rewards of ownership never truly transfer to the buyer because the seller retains the right/obligation to take back the goods. Accordingly, no revenue should be recognised from this transaction. The goods should remain in Rainbow Ltd.'s inventory.

Revenue recognised: Nil

(iv) Interest and Royalties from Dew Ltd. — ₹7,50,000 and ₹1,20,000

Under AS 9 Para 13, revenue arising from the use by others of an enterprise's resources is recognised as follows: interest on a time-proportion basis, and royalties on an accrual basis in accordance with the terms of the relevant agreement. Both amounts have been received during the year 2020-21, and there is no indication that collectability is uncertain. Both are therefore fully recognisable as revenue.

Revenue recognised: ₹7,50,000 (interest) + ₹1,20,000 (royalties) = ₹8,70,000

(v) Goods Sent on Consignment — ₹4,00,000

Under AS 9, in a consignment arrangement, the consignor retains the significant risks and rewards of ownership until the consignee sells the goods to the final buyer. Goods lying unsold with the consignee continue to be the inventory of the consignor. Here, 40% goods remain unsold at 31st March, meaning 60% have been sold by the consignee.

Revenue recognised: 60% × ₹4,00,000 = ₹2,40,000
The unsold 40% (₹1,60,000) remains as closing stock of Rainbow Ltd.

📖 AS 9 — Revenue Recognition (ICAI)AS 9 Para 3 — Transfer of risks and rewards in sale of goodsAS 9 Para 11 — Conditions for recognition of revenue from sale of goodsAS 9 Para 13 — Recognition of interest, royalties and dividends
Q1(c)Intangible Assets under AS 26
5 marks hard
Case: Surgical Ltd. developing new production process. FY 2019-20 total expenditure: ₹67 lakhs. Recognition criteria met on 1st Jan 2020. Prior expenditure: ₹35 lakhs. FY 2020-21 expenditure: ₹105 lakhs. Recoverable amount as on 31st Mar 2021: ₹89 lakhs.
Surgical Ltd. is developing a new production process of surgical equipment. During the financial year ended 31st March, 2020 the total expenditure incurred on the process was ₹67 lakhs. The production process met the criteria for recognition as an intangible assets on 1st January, 2020. Expenditure incurred till this date was ₹35 lakhs. Further expenditure incurred on the process for the financial year ended 31st March 2021 was ₹105 lakhs. As on 31st March 2021, the recoverable amount of technique embodied in the process is estimated to be ₹89 lakhs. This includes estimates of future cash outflows and inflation. Under the provisions of AS 26, you are required to ascertain: (i) The expenditure to be charged to Profit and Loss Account for the year ended 31st March, 2020; (ii) Carrying amount of the intangible asset as on 31st March, 2020; (iii) Expenditure to be charged to Profit and Loss Account for the year ended 31st March, 2021; (iv) Carrying amount of the intangible asset as on 31st March, 2021.
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Under AS 26 – Intangible Assets, expenditure incurred during the research/development phase before recognition criteria are satisfied must be expensed immediately and cannot be reinstated as an asset at a later date (AS 26, para 57). Once the recognition criteria are met, subsequent expenditure is capitalised.

(i) Expenditure charged to Profit & Loss Account – FY 2019-20:

The recognition criteria were met on 1st January 2020. Expenditure incurred up to that date (₹35 lakhs) cannot be capitalised — it is charged entirely to the Profit & Loss Account. The remaining expenditure from 1st January 2020 to 31st March 2020 (₹67L − ₹35L = ₹32 lakhs) qualifies for capitalisation.

Amount charged to P&L for FY 2019-20 = ₹35 lakhs.

(ii) Carrying Amount of Intangible Asset as on 31st March 2020:

Only the post-recognition expenditure of ₹32 lakhs is capitalised. There is no indication of impairment at this stage.

Carrying amount as on 31st March 2020 = ₹32 lakhs.

(iii) Expenditure charged to Profit & Loss Account – FY 2020-21:

The entire ₹105 lakhs incurred during FY 2020-21 is capitalised (recognition criteria already stood satisfied). Total carrying amount before impairment review = ₹32L + ₹105L = ₹137 lakhs.

As on 31st March 2021, the recoverable amount is estimated at ₹89 lakhs (which already incorporates future cash outflow estimates and inflation, consistent with AS 28 principles applicable via AS 26). Since carrying amount (₹137L) exceeds recoverable amount (₹89L), an impairment loss of ₹48 lakhs (₹137L − ₹89L) must be recognised in the Profit & Loss Account.

Amount charged to P&L for FY 2020-21 = ₹48 lakhs (impairment loss).

(iv) Carrying Amount of Intangible Asset as on 31st March 2021:

After recognising the impairment loss, the asset is written down to its recoverable amount.

Carrying amount as on 31st March 2021 = ₹89 lakhs.

📖 AS 26 – Intangible Assets (para 41, 55, 57)AS 28 – Impairment of Assets (applied for impairment review)
Q1(d)Business Combinations and Goodwill under AS 14
5 marks medium
Moon Limited is absorbed by Sun Limited; the consideration, being the takeover of liabilities, the payment of cost of absorption not exceeding ₹10,000 (actual cost ₹9,000); the payment of 9% Debentures of ₹50,000 at a premium of 20% through 8% debentures issued at a premium of 25% of face value; the payment of ₹15 per share in cash; allotment of two 11% preference shares of ₹10/- each and one equity share of ₹10/- cash at a premium of 30% fully paid for every three shares in Moon Limited respectively. The number of shares of the vendor company is 1,50,000 of ₹10/- each fully paid. Calculate purchase consideration as per AS 14.
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Purchase Consideration as per AS 14 (Accounting Standard 14 — Accounting for Amalgamations)

As per AS 14, purchase consideration means the aggregate of shares and other securities issued and payments made in the form of cash or other assets by the transferee company to the shareholders of the transferor company. It does not include:
- Takeover of liabilities (these are not payments to shareholders)
- Cost of absorption (treated separately as goodwill or charged to capital reserve)
- Exchange of debentures (debentureholders are creditors, not shareholders)

Only the following form part of purchase consideration:

1. Cash Payment to Shareholders
Sun Limited pays ₹15 per share in cash to Moon Limited's shareholders.
Number of shares of Moon Limited = 1,50,000
Cash consideration = 1,50,000 × ₹15 = ₹22,50,000

2. 11% Preference Shares Issued
For every 3 shares in Moon Limited → 2 preference shares of ₹10/- each are allotted.
Number of preference shares = (1,50,000 ÷ 3) × 2 = 1,00,000 shares
Value = 1,00,000 × ₹10 = ₹10,00,000

3. Equity Shares Issued
For every 3 shares in Moon Limited → 1 equity share of ₹10/- at a premium of 30% is allotted.
Number of equity shares = (1,50,000 ÷ 3) × 1 = 50,000 shares
Issue price = ₹10 + 30% of ₹10 = ₹13 per share
Value = 50,000 × ₹13 = ₹6,50,000

Total Purchase Consideration = ₹22,50,000 + ₹10,00,000 + ₹6,50,000 = ₹39,00,000

Note: The discharge of 9% Debentures (₹50,000 at 20% premium = ₹60,000) through 8% Debentures issued at 25% premium (face value ₹48,000) is a settlement of liabilities of Moon Limited — it does not constitute purchase consideration under AS 14. Similarly, cost of absorption (₹9,000) is not included in purchase consideration.

📖 AS 14 — Accounting for Amalgamations (ICAI)
Q2(a)Share Capital - Differential Rights
5 marks medium
Explain whether preference shares can be issued with differential rights, and the conditions under Companies (Share Capital and Debentures) Rules 2014 for dealing with equity shares with differential rights.
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Part (i): Can Preference Shares be Issued with Differential Rights?

No, preference shares cannot be issued with differential rights in the manner contemplated under the Companies Act 2013. The concept of shares with differential rights is exclusively applicable to equity shares.

Under Section 43 of the Companies Act 2013, the share capital of a company limited by shares is of only two kinds:
- Equity share capital — which may be (a) with voting rights, or (b) with differential rights as to dividend, voting or otherwise, in accordance with prescribed rules.
- Preference share capital — which carries preferential rights as to payment of dividend at a fixed rate and repayment of capital on winding up.

Preference shares, by their very nature, already carry preferential (differential) treatment vis-à-vis equity shareholders. The statutory framework treats them as a separate class altogether. The power to issue shares with Differential Voting Rights (DVR) under Rule 4 of the Companies (Share Capital and Debentures) Rules, 2014 is expressly confined to equity shares only. No corresponding provision permits preference shares to be issued with further differential rights. Hence, preference shares with differential rights are not permissible under the current legal framework.

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Part (ii): Conditions under Companies (Share Capital and Debentures) Rules, 2014 for Issue of Equity Shares with Differential Rights

As per Rule 4 of the Companies (Share Capital and Debentures) Rules, 2014 (as amended), a company limited by shares may issue equity shares with differential rights as to dividend, voting or otherwise subject to the following conditions:

1. Authorization in Articles: The articles of association of the company must authorize the issue of equity shares with differential rights.

2. Approval by Resolution: The issue must be authorized by an ordinary resolution passed at a general meeting of the shareholders. In the case of a company whose equity shares are listed on a recognized stock exchange, the issue must be authorized by a special resolution.

3. Limit of 26%: The shares with differential rights shall not exceed 26% of the total post-issue paid-up equity share capital (including equity shares with differential rights) of the company at any point of time.

4. No Default in Filing: The company must not have defaulted in filing its financial statements or annual returns for the 3 immediately preceding financial years.

5. No Default in Payments: The company must not have failed to:
- Repay its deposits or interest thereon on due date;
- Redeem its debentures on the due date; or
- Pay dividend on preference shares as and when due.

6. No Conviction: The company or its promoters/directors must not have been convicted of any offence under the Securities and Exchange Board of India Act 1992, Securities Contracts (Regulation) Act 1956, Foreign Exchange Management Act 1999, or any other special Act for the 3 years preceding the year of issue.

Additional Notes: Once equity shares with differential rights are issued, the company cannot convert its existing equity shares with voting rights into equity shares with differential rights, and vice versa. The company must also disclose in its Board's Report the details of the issue including the number of shares, price, and reasons for the differential rights.

📖 Section 43 of the Companies Act 2013Rule 4 of the Companies (Share Capital and Debentures) Rules 2014Companies (Share Capital and Debentures) Amendment Rules 2019Section 123 of the Companies Act 2013
Q6Amalgamation - Balance Sheet Preparation
0 marks easy
Preference shareholders of the two companies are issued equivalent number of preference shares of Bright Limited at a price of ₹ 1 per share (face value ₹ 100). 10% Debenture holders of Dark Limited and Fair Limited are discharged by Bright Limited, issuing such number of its 16% Debentures of ₹ 100 each so as to maintain the same amount of interest. Investment allowance reserve is to be maintained for 4 more years. Liquidation expenses are for Dark Limited ₹ 6,00,000 and for Fair Limited ₹ 3,00,000. It is decided that these expenses would be borne by Bright Limited. All the assets and liabilities of Dark Limited and Fair Limited are taken over at book value. Authorised equity share capital of Bright Limited is ₹ 15,00,00,000 divided into equity shares of ₹ 10 each. After issuing required number of shares to the liquidators of Dark Limited and Fair Limited, Bright Limited issued balance shares to public. The issue was fully subscribed. You are required to prepare Balance Sheet of Bright Limited as at 1st April, 2021 after amalgamation has been carried out on the basis of Amalgamation in the nature of purchase.
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Note: The question as presented is incomplete. The balance sheets of Dark Limited and Fair Limited (the transferor companies) have not been provided. Without the opening balance sheet figures — including equity share capital, preference share capital, debentures, reserves, and asset values of both companies — it is not possible to compute the purchase consideration, goodwill/capital reserve, or prepare the final Balance Sheet of Bright Limited. The question appears to be part of a multi-part problem where prior parts contained the balance sheets of the two companies.

Framework for solving once data is available:

Step 1 – Discharge of Preference Shareholders: Preference shareholders of both companies receive an equivalent number of preference shares of Bright Limited. Since issue price is stated as ₹1 per share against face value of ₹100, this likely means shares are issued at par (₹100) on a one-for-one basis; the reference to ₹1 may be a data-entry anomaly in the question.

Step 2 – Discharge of 10% Debenture Holders: To maintain the same interest amount, the number of 16% Debentures issued by Bright Limited is calculated as: Number of 16% Debentures = (10% Debentures × ₹100 × 10%) ÷ (16% × ₹100), i.e., multiply face value of old debentures by 10/16 = 5/8. For example, 10% Debentures of ₹8,00,000 → 16% Debentures of ₹5,00,000.

Step 3 – Purchase Consideration (Amalgamation in the Nature of Purchase — AS 14): Under AS 14 (Accounting for Amalgamations), purchase consideration = value of shares (equity + preference) issued to liquidators plus any other consideration. Since all assets and liabilities are taken at book value, purchase consideration = Net Assets taken over. The difference between purchase consideration and net assets (at agreed values) gives Goodwill (excess) or Capital Reserve (deficit). In this case, since takeover is at book value, goodwill/capital reserve arises only if consideration differs from net assets.

Step 4 – Liquidation Expenses: Liquidation expenses (Dark ₹6,00,000 + Fair ₹3,00,000 = ₹9,00,000 total) are borne by Bright Limited. Under the purchase method, these are treated as part of the cost of acquisition and added to goodwill, or charged to the statement of profit and loss depending on the treatment adopted.

Step 5 – Investment Allowance Reserve: Since this reserve is to be maintained for 4 more years, it is carried forward as a Statutory Reserve in the books of Bright Limited (not to be credited to Capital Reserve).

Step 6 – Equity Shares Issued to Public: Total authorised equity share capital = ₹15,00,00,000 (₹10 each) = 1,50,00,000 shares. Shares issued to liquidators of Dark and Fair = computed from purchase consideration ÷ issue price of Bright's equity shares (data required). Remaining authorised shares were issued to public and fully subscribed.

Balance Sheet Format (Bright Limited as at 1 April 2021):

The Balance Sheet would be prepared under Schedule III to the Companies Act, 2013 showing:
- Equity & Liabilities: Share Capital (Equity + Preference), Reserves & Surplus (Capital Reserve / Goodwill as the case may be, Investment Allowance Reserve, Securities Premium if any), Long-Term Borrowings (16% Debentures of Bright Limited), and other liabilities taken over.
- Assets: Non-current assets, current assets — all taken at book value from both transferors, plus any goodwill arising on amalgamation.

Please provide the balance sheets of Dark Limited and Fair Limited to complete the numerical solution.

📖 AS 14 – Accounting for Amalgamations (ICAI)Schedule III to the Companies Act 2013Section 52 of the Companies Act 2013 (Securities Premium)Section 66 of the Companies Act 2013 (Reduction of Capital)
Q10Partnership dissolution and amalgamation
10 marks very hard
Case: TJM & Sons is being dissolved and taken over by JEK Limited through share issuance and asset/liability acquisition.
On the balance sheet date, it was decided that the firm TJM & Sons be dissolved and all the assets (except cash in hand and cash at bank) and all the liabilities of the firm be taken over by JEK Limited by issuing 75,000 shares of ₹10 each at a premium of ₹4 per share. Plant & Machinery and Furniture & Fixtures are to be revalued at ₹8,50,000 and ₹1,00,000 respectively. Partners of TJM & Sons agreed to divide the shares issued by JEK Limited in the profit sharing ratio and bring necessary cash for settlement of their capital. The trade payable of TJM & Sons includes ₹1,50,000 payable to JEK Limited. An uncollected liability of ₹37,500 of TJM & Sons must also be taken over by JEK Ltd.
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Part (a): In the Books of TJM & Sons

Important Note: The Balance Sheet of TJM & Sons has not been reproduced in this question. The solution below provides the complete framework, treatment of every specific item mentioned, and the working logic a student must apply with the given Balance Sheet figures.

Purchase Consideration: 75,000 shares × ₹14 (₹10 face value + ₹4 premium) = ₹10,50,000

Realisation Account (Dr. side): All assets transferred to JEK Limited are debited at book value (P&M, Furniture, Debtors, Stock, etc.). Cash in hand and Cash at bank are excluded — they remain in the firm. Additionally, the uncollected liability of ₹37,500 is debited here (see below).

Realisation Account (Cr. side): All liabilities transferred to JEK Limited are credited at book value (including the full trade payables amount). The purchase consideration of ₹10,50,000 is credited as JEK Limited A/c. The balancing figure is Profit or Loss on Realisation, transferred to Partners' Capital A/cs in their profit sharing ratio (PSR).

Treatment of Special Items:

(i) Revaluation (P&M to ₹8,50,000; Furniture to ₹1,00,000): The assets are debited to Realisation A/c at their book values. The revalued figures (₹8,50,000 and ₹1,00,000) are the values at which JEK Ltd acquires them — they do not separately appear in TJM's books; the gain or loss is embedded in the overall Realisation profit/loss.

(ii) Uncollected Liability of ₹37,500: This is an unrecorded liability. It must be brought into the books and simultaneously transferred. Entry: Dr. Realisation A/c ₹37,500 / Cr. JEK Limited A/c ₹37,500. This increases the Dr. side of Realisation A/c, thereby reducing realisation gain or increasing the loss.

(iii) Inter-company balance (₹1,50,000 in Trade Payables payable to JEK Ltd): This forms part of the trade payables credited to Realisation A/c. The entire trade payable (including this ₹1,50,000) is treated as a liability transferred to JEK Ltd. In JEK's books, this is cancelled against its own receivable.

Partners' Capital Accounts: Each partner's capital account is credited with their share of Realisation profit (or debited with loss) in PSR. JEK Limited's shares of ₹10,50,000 are divided among partners in their PSR — each partner's capital account is debited with their share of shares received. If a partner's capital shows a Dr. balance (deficit) after this, the partner brings in cash. If it shows a Cr. balance, the partner receives cash from the firm's cash resources.

Cash in Hand / Bank Account: Receives cash brought in by partners (if any). Balance is used to pay off residual claims and then partners take their share.

Part (a)(ii): Journal Entries in the Books of JEK Limited

Entry 1 — Recording purchase consideration:
Dr. Business Purchase A/c ₹10,50,000
Cr. Liquidator of TJM & Sons A/c ₹10,50,000
(Being purchase consideration payable for acquiring TJM & Sons)

Entry 2 — Assets and liabilities taken over:
Dr. Plant & Machinery A/c ₹8,50,000
Dr. Furniture & Fixtures A/c ₹1,00,000
Dr. Sundry Debtors A/c (at book value)
Dr. Stock A/c (at book value)
Dr. Goodwill A/c (balancing figure, if purchase consideration > net assets)
Cr. Trade Payables A/c (full amount, including ₹1,50,000 due to JEK)
Cr. Uncollected Liability A/c ₹37,500
Cr. Business Purchase A/c ₹10,50,000
(Being assets and liabilities of TJM & Sons taken over at agreed values)

Entry 3 — Cancellation of inter-company balance:
Dr. Trade Payables A/c ₹1,50,000
Cr. Sundry Debtors A/c (Receivable from TJM & Sons) ₹1,50,000
(Being ₹1,50,000 owed by TJM & Sons to JEK Ltd cancelled on amalgamation)

Entry 4 — Shares issued as purchase consideration:
Dr. Liquidator of TJM & Sons A/c ₹10,50,000
Cr. Share Capital A/c ₹7,50,000
Cr. Securities Premium A/c ₹3,00,000
(Being 75,000 equity shares of ₹10 each at ₹4 premium issued to partners of TJM & Sons)

Part (b): Circumstances when Garner vs Murray Rule is NOT Applicable

The Garner vs Murray rule (1904) provides that when a partner is insolvent and unable to meet his share of the capital deficiency, that deficiency shall be borne by the remaining solvent partners in proportion to their last agreed capitals (not PSR). This rule is NOT applicable in the following five circumstances:

1. Contrary Agreement between Partners: Where the partnership deed expressly provides that all losses, including capital deficiencies arising from insolvency of a partner, shall be borne in the profit sharing ratio, the contractual agreement overrides the default rule.

2. All Partners are Insolvent: When every partner in the firm is insolvent, there are no solvent partners available to absorb the deficiency. The rule becomes entirely inapplicable and the loss is borne by creditors to the extent assets are insufficient.

3. Firm has Only Two Partners: If the firm consists of only two partners and one is insolvent, the rule becomes redundant — there is only one remaining partner who must bear the entire deficiency regardless of the ratio used.

4. Capital Balance of Solvent Partner is Nil or Debit: If, after charging losses in the profit sharing ratio, the capital account of a solvent partner itself shows a nil or debit balance, that partner cannot be called upon to absorb the insolvent partner's deficiency under the Garner vs Murray rule.

5. Equal Capital Balances of Solvent Partners: When all solvent partners have equal capital balances at the time of dissolution, the Garner vs Murray rule and the profit sharing ratio yield the same result, making the application of the rule immaterial in effect.

📖 Garner vs Murray (1904) 1 Ch 57Indian Partnership Act 1932 Section 48 (settlement of accounts on dissolution)
Q11Company Accounts/Balance Sheet Analysis
10 marks very hard
Case: Balance Sheet of Mohan Ltd. as on 31st March 2021 showing Share Capital (₹780 L), Preference Shares (₹240 L), Reserves including Capital Reserves (₹58 L), General Reserves (₹625 L), Security Premium (₹52 L), Profit & Loss (₹148 L), Revaluation Reserve (₹34 L), Infrastructure Development Reserve (₹16 L), Debentures (₹268 L), Unsecured Loans (₹36 L), Current Liabilities (₹395 L), Plant and Equipment (₹725 L), Investments (₹170 L), and Current Assets (₹1307 L).
Mohan Ltd. furnishes the following summarised Balance Sheet as on 31st March 2021. [Balance sheet provided with Equity and Liabilities totaling ₹2652 Lakhs and Assets totaling ₹2652 Lakhs]
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Reconstructed Balance Sheet of Mohan Ltd. as on 31st March 2021

Equity & Liabilities Side:
Equity Share Capital ₹780 L; Preference Share Capital ₹240 L; Capital Reserve ₹58 L; General Reserve ₹625 L; Securities Premium ₹52 L; Profit & Loss A/c ₹148 L; Revaluation Reserve ₹34 L; Infrastructure Development Reserve ₹16 L; Debentures ₹268 L; Unsecured Loans ₹36 L; Current Liabilities ₹395 L — Total: ₹2,652 L

Assets Side: Plant & Equipment ₹725 L; Investments ₹170 L; Other Assets (balancing figure) ₹450 L; Current Assets ₹1,307 L — Total: ₹2,652 L

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(a) Shareholders' Funds (Net Worth)

Shareholders' Funds comprise Share Capital and all Reserves & Surplus. Revaluation Reserve is included in Shareholders' Funds for balance sheet purposes but is treated as unrealised and excluded for Debt-Equity Ratio computation under conservative analysis.

Shareholders' Funds = Equity Share Capital + Preference Share Capital + Capital Reserve + General Reserve + Securities Premium + P&L A/c + Revaluation Reserve + Infrastructure Development Reserve
= 780 + 240 + 58 + 625 + 52 + 148 + 34 + 16 = ₹1,953 Lakhs

Note: Infrastructure Development Reserve is a specific statutory reserve; it is included in Shareholders' Funds. Capital Reserve is a non-distributable reserve but forms part of Shareholders' Funds per Schedule III of the Companies Act, 2013.

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(b) Capital Employed

Capital Employed represents long-term funds deployed in the business.

Capital Employed = Shareholders' Funds + Long-term Borrowings
= 1,953 + (268 + 36) = 1,953 + 304 = ₹2,257 Lakhs

Verification: Capital Employed = Total Assets − Current Liabilities = 2,652 − 395 = ₹2,257 L ✓

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(c) Long-term Debt and Debt-Equity Ratio

Long-term Debt = Debentures + Unsecured Loans = 268 + 36 = ₹304 Lakhs

Debt-Equity Ratio = Long-term Debt ÷ Shareholders' Funds
= 304 ÷ 1,953 = 0.156 : 1 (approx. 0.16 : 1)

If Revaluation Reserve is excluded (conservative basis): Net Worth = 1,953 − 34 = 1,919 L; Ratio = 304 ÷ 1,919 = 0.158 : 1

A ratio of 0.16:1 indicates a predominantly equity-financed capital structure with low financial leverage and low credit risk.

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(d) Working Capital and Current Ratio

Working Capital = Current Assets − Current Liabilities
= 1,307 − 395 = ₹912 Lakhs (Positive — healthy liquidity position)

Current Ratio = Current Assets ÷ Current Liabilities
= 1,307 ÷ 395 = 3.31 : 1

The current ratio of 3.31:1 is significantly above the standard benchmark of 2:1, indicating that the company holds more than adequate current assets to meet its short-term obligations. However, excessive current assets may indicate idle resources.

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(e) Proprietary Ratio

Proprietary Ratio = Shareholders' Funds ÷ Total Assets
= 1,953 ÷ 2,652 = 0.736 : 1 (or 73.6%)

This means 73.6% of total assets are financed by Shareholders' Funds, reflecting a strong, equity-driven financial structure and low dependence on external debt.

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Summary of Key Financial Metrics:

| Metric | Amount / Ratio |
|---|---|
| Shareholders' Funds | ₹1,953 Lakhs |
| Long-term Debt | ₹304 Lakhs |
| Capital Employed | ₹2,257 Lakhs |
| Working Capital | ₹912 Lakhs |
| Debt-Equity Ratio | 0.16 : 1 |
| Current Ratio | 3.31 : 1 |
| Proprietary Ratio | 73.6% |

Overall Assessment: Mohan Ltd. exhibits a conservative capital structure with low leverage, strong liquidity, and high equity backing — characteristics of a financially stable entity as per Schedule III of the Companies Act, 2013.

📖 Schedule III of the Companies Act 2013 — format of Balance SheetAS 1 – Disclosure of Accounting Policies (ICAI)Companies Act 2013 — Section 2(84) (Share Capital definition)Companies Act 2013 — Section 123 (restrictions on dividend from Revaluation Reserve)
Q12Share buyback, preference share redemption, bonus shares
0 marks hard
Case: Other information: (1) The company redeemed preference shares at a premium of 10% on 1st April, 2021. (2) It also offered by back the maximum permissible number of equity shares of ₹10 each at ₹30 per share on 2nd April, 2021. (3) The payment for the above was made out of available bank balance, which appeared as a part of the current assets. (4) The company had investment in own debentures costing ₹60 lakhs (face value ₹75 lakhs). These debentures were cancelled on 2nd April, 2021. (5) On 4th April, 2021 company issued one fully paid up equity share of ₹10 each by way of bonus for every five …
From the following information, calculate the maximum possible number of equity shares that can be bought back as per Companies Act, 2013 and record the Journal Entries for the above mentioned information.
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Note: This question references a balance sheet as part of the case scenario that is not reproduced in the prompt. The methodology and journal entries are presented in full; the specific numerical answer to Part (a) requires the balance sheet figures. Part (b) entries use variables where balance sheet data is needed, and specific figures (₹ in lakhs) where data is provided in the question.

Part (a): Maximum Number of Equity Shares that can be Bought Back

Under Section 68 of the Companies Act, 2013, a company may buy back its shares subject to THREE simultaneous restrictions:

Restriction 1 — Amount-based (25% of Capital + Free Reserves):
Maximum buyback amount = 25% × (Paid-up Share Capital + Free Reserves) as per last audited balance sheet. Free Reserves include General Reserve, Profit & Loss balance, and Securities Premium. Capital Redemption Reserve (CRR) is NOT a free reserve and is excluded.

Since preference shares are redeemed on 1st April 2021 (the day before the buyback), the position must be adjusted:
- Preference Share Capital → Nil after redemption
- Securities Premium is reduced by the 10% premium paid on preference redemption
- General Reserve / P&L is reduced by the CRR created (equal to the face value of preference shares redeemed, assuming no fresh issue)

After these adjustments:
Maximum buyback amount = 25% × (Equity SC + Adjusted GR + Adjusted SP + P&L)
Maximum shares (Restriction 1) = Maximum amount ÷ ₹30 (buyback price)

Restriction 2 — Quantity-based (25% of Paid-up Equity Capital):
Maximum shares under Restriction 2 = 25% × Total Equity Shares outstanding before buyback

Restriction 3 — Debt-Equity Ratio:
Post-buyback: Total Borrowings ≤ 2 × (Paid-up SC + Free Reserves)
Note: Since own debentures (face value ₹75 lakhs) are cancelled on the same day as the buyback (2nd April), they reduce the net debt position. Post-cancellation external borrowings must satisfy the 2:1 ratio.

Maximum permissible shares = Lower of Restriction 1 and Restriction 2, subject to Restriction 3 being satisfied.

Once verified, maximum buyback = [computed figure] equity shares of ₹10 each at ₹30 per share.

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Part (b): Journal Entries

(i) 1st April 2021 — Redemption of Preference Shares at 10% Premium

On calling shares for redemption:
12% Preference Share Capital A/c Dr. [₹P — Face Value]
Securities Premium A/c Dr. [₹0.1P — Premium on Redemption u/s 52(2)(d)]
To Preference Shareholders A/c [₹1.1P]

On payment:
Preference Shareholders A/c Dr. [₹1.1P]
To Bank A/c [₹1.1P]

Creation of Capital Redemption Reserve (since redeemed out of profits — no fresh issue):
General Reserve A/c Dr. [₹P]
To Capital Redemption Reserve A/c [₹P]
*(CRR must be created equal to the nominal/face value of preference shares redeemed — Section 55(2) of Companies Act, 2013)*

(ii) 2nd April 2021 — Buyback of Maximum Equity Shares

Let N = maximum permissible number of shares bought back.
Buyback amount = N × ₹30; Face value = N × ₹10; Premium = N × ₹20

Equity Share Capital A/c Dr. [N × ₹10]
Securities Premium A/c Dr. [Available SP after pref redemption]
General Reserve A/c Dr. [Balance premium]
To Bank A/c [N × ₹30]

Creation of Capital Redemption Reserve for buyback:
General Reserve A/c Dr. [N × ₹10]
To Capital Redemption Reserve A/c [N × ₹10]
*(CRR equal to face value of shares bought back — Section 69 of Companies Act, 2013)*

(iii) 2nd April 2021 — Cancellation of Investment in Own Debentures

The debentures are cancelled at face value; profit on cancellation = ₹75L − ₹60L = ₹15 lakhs:

12% Debentures A/c Dr. ₹75,00,000
To Investment in Own Debentures A/c ₹60,00,000
To Capital Reserve A/c ₹15,00,000
*(Profit on cancellation of own debentures is a capital profit → credited to Capital Reserve, not P&L)*

(iv) 4th April 2021 — Issue of Bonus Shares (1 share for every 5 held)

Post-buyback equity shares = Original shares − N
Bonus shares to be issued = (Original − N) ÷ 5

Bonus shares may be issued from: free reserves, Securities Premium, or Capital Redemption Reserve (Section 63 of Companies Act, 2013 specifically permits CRR to be applied for bonus issue):

General Reserve A/c Dr. [Bonus shares × ₹10]
*(or CRR / Securities Premium as available)*
To Equity Share Capital A/c [Bonus shares × ₹10]

Final Answer: The maximum permissible number of equity shares that can be bought back is the lower of Restriction 1 and Restriction 2 (as computed from the balance sheet), verified against the 2:1 debt-equity requirement under Section 68 of the Companies Act, 2013.

📖 Section 68 of the Companies Act 2013 — conditions and limits for buyback of sharesSection 69 of the Companies Act 2013 — transfer to Capital Redemption Reserve on buybackSection 55(2) of the Companies Act 2013 — redemption of preference shares and creation of CRRSection 52(2)(d) of the Companies Act 2013 — use of Securities Premium for premium on redemption of preference sharesSection 63 of the Companies Act 2013 — sources for issue of bonus shares including CRR
Q13Bank Profit and Loss Account, Income and Expense items
10 marks hard
From the following information, you are required to prepare Profit and Loss Account of Popular Bank for the year ended 31st March, 2021.
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Note: The numerical data/figures referenced by "from the following information" were not included in the question as provided. The solution below demonstrates the complete prescribed format and methodology for preparing a Bank Profit and Loss Account, which will be fully applicable once the figures are substituted.

Legal Framework: The Profit and Loss Account of a banking company is prepared in the prescribed format under Form B of the Third Schedule to the Banking Regulation Act, 1949. It follows a vertical format with specific Schedule references.

PROFIT AND LOSS ACCOUNT of Popular Bank for the year ended 31st March, 2021

I. INCOME

Schedule 13 — Interest Earned includes: (i) Interest/discount on advances and bills, (ii) Income on investments, (iii) Interest on balances with RBI and inter-bank funds, (iv) Others.

Schedule 14 — Other Income includes: (i) Commission, exchange and brokerage, (ii) Profit on sale of investments (net), (iii) Profit on revaluation of investments (net), (iv) Profit on sale of land/buildings (net), (v) Profit on exchange transactions (net), (vi) Income earned by way of dividends from subsidiaries, (vii) Miscellaneous income.

Total Income = Schedule 13 + Schedule 14

II. EXPENDITURE

Schedule 15 — Interest Expended includes: (i) Interest on deposits, (ii) Interest on RBI/inter-bank borrowings, (iii) Others.

Schedule 16 — Operating Expenses includes: (i) Payments to and provisions for employees, (ii) Rent, taxes and lighting, (iii) Printing and stationery, (iv) Advertisement and publicity, (v) Depreciation on bank's property, (vi) Directors' fees, allowances and expenses, (vii) Auditors' fees and expenses, (viii) Law charges, (ix) Postage, telegrams, telephones, (x) Repairs and maintenance, (xi) Insurance, (xii) Other expenditure.

Provisions and Contingencies (shown separately) includes: Provision for Non-Performing Assets (as per RBI prudential norms), provision for standard assets, provision for taxation, provision for depreciation on investments.

Total Expenditure = Schedule 15 + Schedule 16 + Provisions and Contingencies

III. PROFIT / LOSS

Net Profit Before Tax = Total Income − Interest Expended − Operating Expenses − Provisions and Contingencies

Less: Provision for Taxation (Current Tax + Deferred Tax)

Net Profit After Tax

Add: Balance of Profit brought forward from previous year

IV. APPROPRIATIONS

(i) Transfer to Statutory Reserve — mandatory transfer of not less than 25% of net profit as required under Section 17 of the Banking Regulation Act, 1949.

(ii) Transfer to Capital Reserve (profit on sale of investments, if any).

(iii) Transfer to Revenue and Other Reserves.

(iv) Proposed Dividend (including dividend distribution tax, if applicable).

(v) Balance carried over to Balance Sheet.

Key Points for Bank P&L:

1. Bad and doubtful debts are provided as per RBI Master Circular on Prudential Norms on Income Recognition, Asset Classification and Provisioning — Sub-standard: 15%, Doubtful (up to 1 year): 25%, Doubtful (1–3 years): 40%, Doubtful (>3 years): 100%, Loss assets: 100%.

2. Interest income on NPA accounts is recognised on cash basis only (not accrual basis) as per RBI norms.

3. Rebate on bills discounted (unexpired discount) is carried forward as a liability — it represents income not yet earned.

4. Depreciation on investments is computed category-wise: HFT and AFS at lower of cost or market; HTM at amortised cost.

Since the actual figures were not provided with the question, the candidate should substitute the given values into the above format to arrive at the final Net Profit figure and its appropriation.

📖 Third Schedule (Form B) of the Banking Regulation Act 1949Section 17 of the Banking Regulation Act 1949RBI Master Circular on Prudential Norms on Income Recognition Asset Classification and Provisioning
Q16dDiluted Earnings Per Share (EPS)
0 marks easy
"At the time of calculating diluted earnings per share, effect is given to all dilutive potential equity shares that are outstanding during the period." Comment and also calculate the basic and diluted earnings per share for the year 2020-21 from the following information: (i) Net profit after tax for the year ₹ 64,12,500 (ii) No. of equity shares outstanding 15,00,000 (iii) No. of 9% convertible debentures of ₹ 100 issued on 1st July, 2020 75,000 (iv) Each debenture is convertible into 8 Equity Shares (v) Tax relating to interest expenses 35%
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Comment on the Statement:

As per AS 20 – Earnings Per Share (issued by ICAI), diluted EPS is computed by adjusting both the numerator (net profit) and denominator (weighted average shares) for the effect of all dilutive potential equity shares outstanding during the period. Potential equity shares include convertible debentures, convertible preference shares, options, warrants, etc.

A potential equity share is dilutive only if its conversion into equity would decrease the basic EPS (or increase loss per share). Anti-dilutive potential equity shares (those that would increase EPS) are ignored in the diluted EPS calculation. This ensures that diluted EPS always represents the worst-case (most conservative) earnings per share figure for existing shareholders.

For convertible debentures: the numerator is increased by the after-tax interest expense saved on conversion, and the denominator is increased by the weighted average number of additional equity shares that would be issued on conversion.

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Calculation of Basic EPS:

Basic EPS = Net Profit after Tax ÷ Weighted Average Equity Shares
= ₹64,12,500 ÷ 15,00,000
= ₹4.275 per share

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Calculation of Diluted EPS:

9% Convertible Debentures of ₹100 each were issued on 1st July 2020. Since the financial year is 2020-21 (1st April 2020 – 31st March 2021), debentures were outstanding for 9 months (July 2020 to March 2021).

Step 1 – Additional shares on conversion (weighted):
Total equity shares on full conversion = 75,000 × 8 = 6,00,000 shares
Weighted for 9 months = 6,00,000 × 9/12 = 4,50,000 shares

Step 2 – Adjusted Numerator (after-tax interest saving):
Interest on debentures for 9 months = 75,000 × ₹100 × 9% × 9/12 = ₹5,06,250
Tax saving = ₹5,06,250 × 35% = ₹1,77,188
Net after-tax interest saving = ₹5,06,250 × (1 – 0.35) = ₹3,29,063 (approx.)

Adjusted Net Profit = ₹64,12,500 + ₹3,29,063 = ₹67,41,563

Step 3 – Diluted EPS:
Diluted EPS = ₹67,41,563 ÷ (15,00,000 + 4,50,000)
= ₹67,41,563 ÷ 19,50,000
= ₹3.46 per share (approx.)

Since Diluted EPS (₹3.46) < Basic EPS (₹4.275), the debentures are dilutive and are correctly included in the diluted EPS computation.

📖 AS 20 – Earnings Per Share (ICAI)
Q16eEmployee Stock Options - Journal Entries
0 marks easy
A Company grants 2,000 Employees Stock Options on 1st April, 2018 at ₹ 60 when the market price is ₹ 170. The vesting period is 2.5 years and the maximum exercise period is 1 year. 600 unvested options lapse on 01.05.2020. 1200 options are exercised on 30.06.2021. 200 vested options lapse at the end of the exercise period. You are required to pass necessary journal entries with narrations.
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Employee Stock Options (ESOPs) — Journal Entries

Given Data:
- Grant date: 01.04.2018 | Options granted: 2,000 | Exercise price: ₹60 | Market price: ₹170
- Vesting period: 2.5 years → Vesting date: 01.10.2020
- Exercise period: 1 year → Exercise closes: 01.10.2021
- 600 unvested options lapse: 01.05.2020
- 1,200 options exercised: 30.06.2021
- 200 vested options lapse: 01.10.2021
- Face value assumed: ₹10 per share (not stated in question)

Intrinsic value per option = Market Price − Exercise Price = ₹170 − ₹60 = ₹110

Total compensation cost = 2,000 × ₹110 = ₹2,20,000 to be amortised over 30 months (vesting period).

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Journal Entries:

Entry 1 — 31.03.2019 (12 months elapsed out of 30)
Employee Compensation Expense A/c ... Dr. ₹88,000
To Employee Stock Options Outstanding A/c ₹88,000
*(Being ESOP compensation expense recognised for FY 2018-19: 12/30 × 2,000 × ₹110)*

Entry 2 — 31.03.2020 (24 months elapsed out of 30)
Employee Compensation Expense A/c ... Dr. ₹88,000
To Employee Stock Options Outstanding A/c ₹88,000
*(Being ESOP compensation expense recognised for FY 2019-20: cumulative 24/30 × 2,000 × ₹110 = ₹1,76,000 less ₹88,000 already recognised)*

Entry 3 — 01.05.2020 (Lapse of 600 unvested options)
Employee Stock Options Outstanding A/c ... Dr. ₹52,800
To General Reserve A/c ₹52,800
*(Being reversal of compensation expense previously recognised for 600 unvested options that lapsed: 24/30 × 600 × ₹110 = ₹52,800; transferred to General Reserve)*

Entry 4 — 31.03.2021 (Balance expense for remaining 1,400 options — vesting completed 01.10.2020)
Employee Compensation Expense A/c ... Dr. ₹30,800
To Employee Stock Options Outstanding A/c ₹30,800
*(Being balance ESOP expense for 1,400 options: total ₹1,54,000 less ₹1,23,200 already recognised up to 31.03.2020 for these options)*

Entry 5 — 30.06.2021 (Exercise of 1,200 options at ₹60 each)
Bank A/c ... Dr. ₹72,000
Employee Stock Options Outstanding A/c ... Dr. ₹1,32,000
To Share Capital A/c ₹12,000
To Securities Premium A/c ₹1,92,000
*(Being 1,200 options exercised; bank = 1,200 × ₹60; ESOP Outstanding = 1,200 × ₹110; Share Capital = 1,200 × ₹10; Securities Premium = balancing figure)*

Entry 6 — 01.10.2021 (Lapse of 200 vested options at end of exercise period)
Employee Stock Options Outstanding A/c ... Dr. ₹22,000
To General Reserve A/c ₹22,000
*(Being ESOP Outstanding balance for 200 vested options lapsed at end of exercise period transferred to General Reserve: 200 × ₹110 = ₹22,000)*

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Verification — Employee Stock Options Outstanding A/c closes to NIL:
Credits: 88,000 + 88,000 + 30,800 = ₹2,06,800
Debits: 52,800 (lapse) + 1,32,000 (exercised) + 22,000 (lapse) = ₹2,06,800 ✓