Launch offer — 25% off with code LAUNCH-25 See plans →
Microlesson · 5-min read

Share Capital, Free Reserves & Net Worth

# Share Capital Concepts, Free Reserves & Net Worth

The Act recognises four layers of share capital — each more 'real' than the last. These plus Free Reserves and Net Worth are critical for dividend, buy-back, deposit & loan provisions.

## The Four Layers of Capital

ConceptDefinitionWhere?
Authorised / Nominal Capital [Sec 2(8)]Maximum capital authorised by the MoA that the company can issueMoA Clause V
Issued Capital [Sec 2(50)]Capital the company issues from time to time for subscriptionSubset of Authorised
Called-up Capital [Sec 2(15)]Part of issued capital which has been called for paymentSubset of Issued
Paid-up Share Capital [Sec 2(64)]Aggregate money credited as paid-up, including amounts credited (even if not received in cash)Subset of Called-up

> Visualise: Authorised ⊇ Issued ⊇ Called-up ⊇ Paid-up

## Paid-up Share Capital [Sec 2(64)] — Drill Down

Such aggregate amount of money credited as paid-up:

  • equivalent to the amount received as paid-up in respect of shares issued; AND
  • also includes any amount credited as paid-up in respect of shares of the company; BUT
  • does NOT include any other amount received in respect of such shares, by whatever name called (e.g., share premium received).

## Free Reserves [Sec 2(43)]

Reserves which, as per the latest audited balance sheet, are available for distribution as dividend.

### NOT Free Reserves (excluded):

#Excluded item
(i)Any amount representing unrealised gains, notional gains, or revaluation of assets, whether shown as reserve or otherwise
(ii)Any change in carrying amount of an asset or liability recognised in equity, including surplus in P&L on fair-value measurement of asset / liability

## Net Worth [Sec 2(57)]

Net Worth = (PUSC + Reserves from Profits + Securities Premium + P&L balance) – (Accumulated losses + Deferred expenditure + Misc expenditure not written off)

### Does NOT include:

1. Revaluation reserve of assets; and

2. Write-back of depreciation and amalgamation.

> Mnemonic — "3 add, 3 deduct, 2 exclude"

> Add 3: PUSC + Reserves from profits + Securities Premium (and ± P&L balance)

> Deduct 3: Accumulated losses + Deferred exp. + Misc. exp not written off

> Exclude 2: Revaluation reserve + Depreciation write-back / Amalgamation reserve

Worked example

### Example 1

Q: Company has authorised capital ₹10 cr (1 cr shares of ₹10); issued 60 lakh shares; called ₹8 per share; shareholders have paid ₹8 per share on 50 lakh shares only. State the four capital figures.

A:

  • Authorised = ₹10 cr
  • Issued = ₹6 cr (60 L × ₹10)
  • Called-up = ₹4.8 cr (60 L × ₹8)
  • Paid-up = ₹4 cr (50 L × ₹8)

### Example 2

Q: Compute Net Worth from: PUSC ₹50L, Securities Premium ₹20L, General Reserve ₹10L, Revaluation Reserve ₹15L, Accumulated losses ₹8L, P&L Cr balance ₹5L.

A: Net Worth = 50 + 10 + 20 + 5 − 8 = ₹77L. Revaluation Reserve (₹15L) is excluded by Sec 2(57).

### Example 3

Q: A company has unrealised gain of ₹5L on fair-value measurement of investments credited to a reserve. Can this be used to pay dividend?

A: No. Sec 2(43) proviso excludes unrealised/notional gains from 'free reserves'.

⚠️ Common exam mistakes

  • Treating Paid-up = Called-up always — only when 100% of called amount is actually received.
  • Including securities premium when computing 'free reserves' or in 'received' part of paid-up (it is added in Net Worth but NOT in paid-up capital).
  • Including Revaluation Reserve in Net Worth — it is expressly excluded.
  • Counting unrealised fair-value gains as free reserves — excluded by proviso to Sec 2(43).
Bare-Act text Section 2(8), 2(15), 2(43), 2(50), 2(57), 2(64) · Companies Act, 2013 · click to expand
Sec 2(8): 'Authorised capital' or 'nominal capital' means such capital as is authorised by the memorandum of a company to be the maximum amount of share capital of the company. Sec 2(15): 'Called-up capital' means such part of the capital, which has been called for payment. Sec 2(43): 'Free reserves' means such reserves which, as per the latest audited balance sheet of a company, are available for distribution as dividend: Provided that (i) any amount representing unrealised gains, notional gains or revaluation of assets or (ii) any change in carrying amount of an asset or of a liability recognised in equity, including surplus in profit and loss account on measurement of the asset or the liability at fair value, shall not be treated as free reserves. Sec 2(50): 'Issued capital' means such capital as the company issues from time to time for subscription. Sec 2(57): 'Net worth' means the aggregate value of the paid-up share capital and all reserves created out of the profits, securities premium account and debit or credit balance of profit and loss account, after deducting the aggregate value of the accumulated losses, deferred expenditure and miscellaneous expenditure not written off, as per the audited balance sheet, but does not include reserves created out of revaluation of assets, write-back of depreciation and amalgamation. Sec 2(64): 'Paid-up share capital' means such aggregate amount of money credited as paid-up as is equivalent to the amount received as paid-up in respect of shares issued and also includes any amount credited as paid-up in respect of shares of the company, but does not include any other amount received in respect of such shares, by whatever name called.
Now that you've read this — what's next?
Move from understanding → mastery in 3 clicks. Each option below picks up from this lesson's topic.
Start 15-min diagnostic