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Microlesson · 5-min read

Discounting Techniques - Introduction

## Discounting (Present Value) Techniques - Introduction

Discounting techniques consider the time value of money by discounting future cash flows to their present value. They are also called Present Value techniques.

The five discounting techniques are:

  • Net Present Value (NPV)
  • Internal Rate of Return (IRR)
  • Profitability Index (PI)
  • Discounted Payback Period
  • Modified Internal Rate of Return (MIRR)

Unlike traditional methods (payback, ARR), these recognise that a rupee today is worth more than a rupee tomorrow.

⚠️ Common exam mistakes

  • Forgetting that all five techniques require a discount rate (cost of capital) to convert future flows to present value.
Reference:
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