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Microlesson · 5-min read

Causes of Difference and Reconciliation Statement

# Reconciliation of Cost & Financial Accounts

Because cost and financial accounting record transactions for different purposes, profit shown by the two systems usually differs. A Reconciliation Statement explains this gap.

## Three Sources of Difference

1. Transactions only in Cost Accounts (notional items).

2. Transactions only in Financial Accounts (purely financial items, appropriations, abnormal items).

3. Difference in the amount of recording (depreciation, inventory valuation, over/under absorption of overhead).

## 1. Items recorded only in Financial Accounts

Financial expenses (not in cost books):

  • Goodwill written off
  • Preliminary expenses written off
  • Interest on loan
  • Loss on sale of asset
  • Discount on issue of shares
  • Expenses on issue of shares
  • Company's share transfer office expense
  • Loss by fire (only the portion not covered by insurance)
  • Donations, Income Tax

Financial incomes (not in cost books):

  • Dividend received
  • Profit on sale of asset
  • Interest received on loan
  • Rent received
  • Transfer fee received

## 2. Items recorded only in Cost Accounts (Notional / Imputed)

  • Notional Rent
  • Notional Salary
  • Notional Depreciation
  • Notional Interest on Capital

These are charges in cost books that have no cash outflow, so they don't appear in financial books.

## 3. Difference in Amount

  • Different methods of charging Depreciation (e.g., SLM vs WDV).
  • Different bases of Inventory Valuation (FIFO/LIFO/Weighted Avg.).
  • Over- or Under-absorption of overheads when not transferred to Costing P/L (i.e., kept as supplementary rate / carried forward).

## Reconciliation Statement (Format)

Particulars
Profit as per Cost Accountsxxx
Add: Items to be addedxxx
Less: Items to be subtracted(xxx)
Profit as per Financial Accountsxxx

### Direction Rule (starting from Cost Profit)

  • Add: Financial incomes not in cost books; over-absorption of OH; lower depreciation in financial books; closing stock undervalued in cost books / overvalued in financial books.
  • Less: Financial expenses not in cost books; notional charges already debited in cost books; under-absorption of OH; opposite inventory valuation differences.

(Reverse the signs if you start from Financial Profit.)

Worked example

### Example 1

Example – Simple Reconciliation

Profit per Cost A/c = ₹2,00,000.

  • Notional rent charged in cost books only = ₹10,000
  • Dividend received (financial only) = ₹8,000
  • Loss on sale of investment (financial only) = ₹5,000
  • Over-absorption of overhead not transferred to P/L = ₹3,000
Particulars
Profit as per Cost A/c2,00,000
Add: Notional rent (cost only)10,000
Add: Dividend received8,000
Add: Over-absorption of OH3,000
Less: Loss on sale of investment(5,000)
Profit as per Financial A/c2,16,000

⚠️ Common exam mistakes

  • Adding notional items when starting from financial profit – they must be subtracted (and vice-versa). Always confirm the starting point.
  • Treating the entire loss by fire as a reconciling item – only the uninsured portion is purely financial.
  • Adjusting over/under absorption when it has already been transferred to Costing P/L – then it's already in cost profit and no reconciliation is needed.
  • Confusing valuation differences in stock: undervaluation of closing stock in cost books reduces cost profit, so it must be added back to arrive at financial profit.
Reference:
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