# Register of Charges — Two Registers, Two Custodians
## Section 81 — Register Kept by ROC
- The ROC keeps a register containing particulars of registered charges of every company.
- The register is maintained on the MCA portal.
- It is open to inspection by any person on payment of prescribed fees.
## Section 85 — Register Kept by Company
### Form and Location
- Every company shall keep a register in Form CHG-7 along with a copy of the instrument creating the charge.
- It must be kept at the registered office of the company.
### Contents
The register includes particulars of:
- All registered charges,
- Acquired property subject to charge,
- Modification of charge, and
- Satisfaction of charge.
### Authentication
- Entries shall be made forthwith after creation, modification, or satisfaction.
- Entries must be authenticated by a director, CS, or any person authorised by the Board.
### Inspection
The register and the instrument of charge are open for inspection during business hours (subject to AOA restrictions):
| Category | Fee |
|---|---|
| Member or creditor | No fees |
| Any other person | On payment of prescribed fees |
### Preservation Period
- The register of charges shall be preserved permanently.
- The instrument creating/modifying the charge shall be preserved for 8 years from the date of satisfaction.
## Quick Comparison
| Aspect | Register with ROC [S. 81] | Register with Company [S. 85] |
|---|---|---|
| Maintained by | ROC (on MCA portal) | Company at registered office |
| Form | Online register | Form CHG-7 |
| Inspection | Open to all on fees | Members/creditors free; others on fees |
| Preservation | By ROC | Register permanent; instrument 8 years from satisfaction |