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Microlesson · 5-min read

Accounting for Operating Lease

## Accounting for Operating Lease

In an Operating Lease the asset stays on the lessor's books. Accounting is straightforward — it mirrors a normal rent arrangement.

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### Lessor's Books

EventDebitCredit
Rental received (year-end)Cash / Bank A/cLease Rent Income (P&L)
Depreciation on assetDepreciation (P&L)Asset / PPE A/c
  • Asset continues to appear on the lessor's balance sheet at cost less accumulated depreciation.
  • Depreciation policy is same as lessor's other similar assets.

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### Lessee's Books

EventDebitCredit
Rental paid (year-end)Lease Rent Expense (P&L)Cash / Bank A/c
  • No asset is recorded on the lessee's balance sheet.
  • No liability is recorded (beyond accruals for unpaid rent).

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### Straight-Line Recognition Rule

Even if lease rentals are unequal year-to-year, both lessor and lessee must recognize income/expense on a straight-line basis over the lease term — unless another systematic basis better represents the time pattern of the benefit.

$$\text{Annual Straight-line Rent} = \frac{\text{Total Lease Payments over Lease Term}}{\text{Lease Term (years)}}$$

Worked example

### Example 1

BB Sir (lessor) gives studio on lease to AK Sir (lessee) for 5 years at ₹5L p.a. — classified as Operating Lease.

BB Sir's books (each year):

  • Dr Cash/Bank ₹5L → Cr Lease Rent Income (P&L) ₹5L
  • Dr Depreciation (P&L) → Cr Studio/PPE A/c (based on useful life)

AK Sir's books (each year):

  • Dr Lease Rent Expense (P&L) ₹5L → Cr Cash/Bank ₹5L

No asset or liability appears on AK Sir's balance sheet.

### Example 2

Lease rentals: Year 1 = ₹3L, Year 2 = ₹5L, Year 3 = ₹7L (total ₹15L over 3 years). Classified as Operating Lease.

Straight-line annual recognition = ₹15L / 3 = ₹5L per year for both lessor and lessee, regardless of actual cash flow.

⚠️ Common exam mistakes

  • Recording the leased asset on the lessee's books in an operating lease — the asset stays with the lessor.
  • Recognizing lease rent income/expense based on actual cash flows when rentals are unequal instead of using straight-line method.
  • Charging depreciation in the lessee's books for an operating lease — lessee has no asset, so no depreciation.
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