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Microlesson · 5-min read

Indirect Method | Deriving PBT from P&L Reserve | Operating, Investing, Financing Activities

## Cash Flow Statement — Indirect Method (Core Framework)

### Why the Indirect Method?

Most companies do not separately track every cash receipt and payment by category. The indirect method starts from Profit Before Tax (PBT) — which is already in the books — and strips out non-cash and non-operating items to arrive at true operating cash flow.

---

### Step 1 — Derive PBT When Not Directly Given

Open the P&L / Reserves ledger in your mind:

Dr side (P&L A/c)Cr side (P&L A/c)
Provision for Tax (charged)Opening P&L balance
Transfer to General ReservePBT ← balancing figure
Dividend declared (current year)
Closing P&L balance

> Formula: PBT = Closing P&L + Prov for Tax + Transfer to Reserves + Div Declared (current yr) − Opening P&L

Illustration 7 check: Closing PIL ₹40,000 + Transfer to GR ₹50,000 + Prov Tax ₹80,000 − Opening PIL ₹0 = PBT ₹1,70,000

(No dividend was declared in the current year — only last year's declared dividend was paid in cash this year.)

---

### Step 2 — Cash Flow from Operating Activities

```

PBT ₹ X

Add: Non-cash charges

Depreciation + X

Provisions created (not paid) + X

Less: Non-operating income

Profit on sale of fixed assets − X

Dividend / interest received (if Inv) − X

Add: Non-operating expense

Interest on borrowings (if Fin) + X

────────

Operating Profit before WC changes ₹ X

± Changes in Working Capital

Increase in Current Liabilities (TP, Accruals) + X

Decrease in Current Assets (TR, Inventory) + X

Increase in Current Assets − X

Decrease in Current Liabilities − X

────────

Cash generated from operations ₹ X

Less: Income Tax Paid (actual cash) − X

────────

Net Cash from Operating Activities ₹ X

```

> Working Capital Sign Rule: More debtors = cash tied up = negative. More creditors = cash saved = positive.

---

### Step 3 — Cash Flow from Investing Activities

ItemSign
Sale proceeds of fixed assets (NOT profit)+
Purchase of fixed assets
Sale of investments+
Purchase of investments
Interest / dividend received (if classified here)+

> Key error trap: Use actual sale proceeds in investing (not profit on sale). The profit/loss is reversed in operating adjustments.

---

### Step 4 — Cash Flow from Financing Activities

ItemSign
Issue of equity / preference shares+
Issue of debentures+
Redemption of preference shares
Repayment of debentures
Dividend paid (actual cash, not declared)
Interest paid on borrowings (if classified here)

---

### Dividend: Declared vs Paid — The Critical Distinction

SituationPBT DerivationCash Flow
Dividend declared in current yearAdd to Dr side of P&L → increases computed PBTShow as outflow in Financing when actually paid
Dividend paid (declared in prior year)Do NOT add — it was already a liabilityShow outflow via Dividend Payable ledger workings

---

### Format: Final Reconciliation

```

Net CF from Operating Activities ₹ A

Net CF from Investing Activities ₹ B

Net CF from Financing Activities ₹ C

──────

Net increase / (decrease) in CCE ₹ A+B+C

Opening Cash & Cash Equivalents (CCE) ₹ X

──────

Closing Cash & Cash Equivalents ₹ Y

```

Worked example

### Example 1

Illustration 7 — Deriving PBT:

Given data: P&L Reserve closing ₹40,000; Transfer to GR ₹50,000; Provision for Tax ₹80,000; Opening P&L ₹0; Note states 'No dividend declared this year — only prior year dividend was paid.'

PBT = 40,000 + 50,000 + 80,000 − 0 = ₹1,70,000

Since no dividend was declared this year, it does not enter the PBT derivation. The ₹1,00,000 dividend shown is the prior year's declared amount now being paid — it appears only in Financing Activities as a cash outflow.

### Example 2

Illustration 7 — Investing Activities:

Sale of machine: use actual proceeds ₹35,000 (not the book profit).

Profit on sale ₹15,000 was already reversed from PBT in operating adjustments.

Construction / capital expenditure on building: ₹2,00,000 outflow.

Purchase of machinery: ₹3,45,000 outflow.

Purchase of investment: ₹1,00,000 outflow.

Net CF from Investing = 35,000 − 2,00,000 − 3,45,000 − 1,00,000 = (₹6,10,000)

### Example 3

Illustration 7 — Financing Activities:

Issue of shares: +₹2,00,000

Issue of debentures: +₹2,00,000

Dividend paid (prior year declared): −₹1,00,000

Net CF from Financing = +₹3,00,000

⚠️ Common exam mistakes

  • Adding prior-year dividend (only paid this year) to the P&L debit side when deriving PBT — only current-year declared dividend enters that calculation.
  • Using 'profit on sale of asset' as the investing inflow instead of actual sale proceeds — profit must be reversed in operating and full proceeds shown in investing.
  • Netting debtors against creditors in working capital changes — each line item must be shown separately with its correct sign.
  • Deducting provision for tax charged to P&L as 'income tax paid' — actual tax paid must be computed from the Provision for Tax ledger (Opening + Charged − Closing = Paid).
  • Including share issue proceeds in Operating Activities — all capital-raising flows belong in Financing Activities.
Bare-Act text Paragraph 18 · AS 3 — Cash Flow Statements · click to expand
An enterprise should report cash flows from operating activities using either: (a) the direct method, whereby major classes of gross cash receipts and gross cash payments are disclosed; or (b) the indirect method, whereby net profit or loss is adjusted for the effects of transactions of a non-cash nature, any deferrals or accruals of past or future operating cash receipts or payments, and items of income or expense associated with investing or financing cash flows.
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