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Microlesson · 5-min read

Three-Section Structure and Direct Method Format

## Cash Flow Statement — Structure and Direct Method

Under AS 3, every Cash Flow Statement has exactly three sections:

SectionWhat it captures
A — Operating ActivitiesDay-to-day business cash flows
B — Investing ActivitiesLong-term asset and investment transactions
C — Financing ActivitiesHow the business is funded

> Both Direct and Indirect methods produce identical Investing and Financing sections. Only Operating Activities differ between the two methods.

### Final Reconciliation

```

Opening Cash & Cash Equivalents (CCE)

+ Net Cash Flows during the year (A + B + C)

= Closing CCE ← must match B/S closing cash/bank balance

```

---

### A. Operating Activities — Direct Method

List actual cash receipts and payments from the core business:

ItemSign
Cash sales + Collections from trade receivables+
Cash purchases + Payments to trade payables
Operating expenses paid (wages, rent, electricity, overheads)
Income tax paid
Extraordinary items (if any)±

---

### B. Investing Activities

ItemSign
Purchase of PPE / intangibles / investments
Sale proceeds of PPE / investments+
Interest received (gross, before TDS)+
Dividend received+
Rent income on investment property+
Loans advanced to subsidiaries/others
Repayment received on loans given+

> Critical rule: Enter the actual cash received on sale — not the book value. Profit or loss on sale is a non-operating item; it is reversed in the Indirect Method's Operating section. The Investing section always shows sale proceeds.

---

### C. Financing Activities

ItemSign
Issue of equity / preference shares+
Buyback / redemption of shares
Issue of debentures / loans taken+
Redemption of debentures / loans repaid
Interest paid
Dividend paid

---

### TDS on Interest — How to Handle

When interest received has TDS deducted:

  • Investing Activities: Show gross interest (before TDS) as inflow.
  • Operating Activities: The TDS amount is part of Income Tax Paid (deducted there).

Never show the TDS deduction within the Investing section itself.

Worked example

### Example 1

Illustration 5 — Investing Activities Section

Item
Unsecured loan advanced to Subsidiary(4,85,000)
Interest received on loan82,500
Pre-acquisition dividend received62,400
Interest received on investments (gross)[figure]
TDS on above interest → moves to Tax Paid in Operating
Sale proceeds of Plant [SP ₹84,000 − Loss ₹9,600 = ₹74,400]74,400
Cash Flow from Investing Activities — before extraordinary items(1,97,700)
Add: Extraordinary item — Insurance claim received for plant loss49,600
Cash Flow from Investing Activities — after extraordinary items(1,48,100)

> The loss of ₹9,600 on sale of plant is a non-operating item — it gets added back in the Operating section under the Indirect Method. The Investing section shows sale proceeds only, not book value.

>

> Pre-acquisition dividend is classified as an investing inflow, not operating income, because it represents return of capital, not return on investment.

⚠️ Common exam mistakes

  • Recording profit or loss on sale of assets in Investing Activities — the section must show actual sale proceeds, not book value; the P&L on sale is reversed in Operating Activities under the Indirect Method
  • Netting off purchase and sale of investments or PPE — AS 3 requires each to be shown gross
  • Putting interest paid or dividend paid in Investing Activities — they belong in Financing Activities (unless a policy election places them in Operating)
  • Ignoring TDS on interest: gross interest is the Investing inflow; the TDS credit becomes part of Income Tax Paid in Operating Activities
  • Treating pre-acquisition dividend as operating income — it is an Investing inflow because it represents recovery of the investment cost, not a return on it
Bare-Act text Para 6 — Definitions of Investing and Financing Activities · AS 3 — Cash Flow Statements (ICAI) · click to expand
Investing activities are the acquisition and disposal of long-term assets and other investments not included in cash equivalents. Financing activities are activities that result in changes in the size and composition of the owners' capital (including preference share capital in the case of a company) and borrowings of the enterprise.
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