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Microlesson · 5-min read

Reconstructing Figures Using Ledger T-Accounts

## Reconstructing Cash Flow Figures Using T-Accounts

When a cash flow statement is prepared from two Balance Sheets (without a full P&L), some figures — actual purchases, sale proceeds, tax paid, dividends paid — must be reconstructed using ledger T-accounts.

---

### Which Accounts Need T-Accounts?

AccountPurpose
PPE (Buildings, Furniture, Cars, etc.)Find purchases and book value at date of sale
InvestmentsFind purchases; cost of investments sold
Income Tax PayableFind actual tax paid
Dividend Declared / Proposed Dividend PayableFind dividend actually paid
Share Capital / Debentures / LoansFind proceeds of issue or repayment

---

### PPE T-Account

```

Asset Account (e.g., Furniture)

Dr: Opening balance (b/d) | Cr: Depreciation

Dr: Purchases (CIB — plug) | Cr: Book value at sale (plug if sold)

| Cr: Closing balance (c/d)

```

Once book value at sale is known:

`Sale proceeds = Book value at sale + Profit on sale (or − Loss on sale)`

---

### Investments T-Account

Investments are tracked at cost, not at market value:

```

Investments A/c

Dr: Opening balance (at cost) | Cr: Cost of investments sold (plug)

Dr: Purchases (CIB — plug) | Cr: Closing balance (at cost)

```

Profit on sale goes to P&L, not to this account.

`Sale proceeds = Cost of investments sold + Profit on sale`

---

### Dividend Paid — T-Account

```

Dividend Declared / Proposed Dividend Payable

Dr: Dividend paid (CIB) | Cr: Opening balance (prior year's proposed div)

Dr: Closing balance | Cr: P&L Appropriation (this year's proposed div)

```

`Dividend paid = Opening proposed dividend + Declared this year − Closing proposed dividend`

---

### Key Principle

Every T-account has four possible entries: Opening, Closing, P&L effect, and Cash (CIB). Given three, always solve for the fourth (cash). This is the mechanical core of most Cash Flow Statement problems.

Worked example

### Example 1

Q2 — Supporting T-Accounts (all figures in ₹)

Cars Account

DrCr
Opening balance16,000Depreciation5,000
Purchases (CIB)16,000Sale — book value (3,400 − 1,400)2,000
Closing balance25,000
32,00032,000

Sale proceeds = Book value 2,000 + Profit 1,400 = ₹3,400 → Investing inflow

---

Furniture Account

DrCr
Opening balance22,000Depreciation2,000
Purchases (CIB)14,000Closing balance34,000
36,00036,000

Purchases of Furniture = ₹14,000 → Investing outflow

---

Investments Account (at cost)

DrCr
Opening balance28,000Cost of investments sold (10,000 − 8,000)2,000
Purchases (CIB)6,000Closing balance32,000
34,00034,000

Sale proceeds = Cost 2,000 + Profit 8,000 = ₹10,000 → Investing inflow

Profit of ₹8,000 goes to P&L (not the Investment account)

---

Dividend Declared (Liability)

DrCr
CIB — Dividend paid2,000Opening balance2,000
2,0002,000

Dividend paid = ₹2,000 → Financing outflow

---

Equity Share Capital

DrCr
Closing balance1,20,000Opening balance1,00,000
Issue proceeds (CIB)20,000
1,20,0001,20,000

Issue of shares = ₹20,000 → Financing inflow

---

Complete Cash Flow Statement — Q2

| | ₹ |

|--|--|

| A. Operating Activities (Indirect Method) | (400) |

| B. Investing Activities | |

| Sale of Cars | 3,400 |

| Purchase of Investments | (6,000) |

| Sale of Investments | 10,000 |

| Purchase of Furniture | (14,000) |

| Purchase of Cars | (16,000) |

| Net Investing Cash Flows | (22,600) |

| C. Financing Activities | |

| Issue of Shares | 20,000 |

| Dividend Paid | (2,000) |

| Net Financing Cash Flows | 18,000 |

| Net Change (A+B+C) | (5,000) |

| Opening CCE | 17,000 |

| Closing CCE | 12,000 ✓ (agrees with B/S) |

⚠️ Common exam mistakes

  • Using the closing balance of the asset account as sale proceeds — you must back out depreciation and compute book value at date of sale, then adjust for profit/loss to get actual cash proceeds
  • Recording profit on sale of investments inside the Investment T-account — the account tracks cost only; profit goes to P&L, and sale proceeds equal cost plus profit
  • Treating proposed (declared) dividend as dividend paid — dividend is only a cash outflow when actually paid; use the Dividend Payable T-account to find the true cash payment
  • Forgetting that the closing CCE on the Cash Flow Statement must match the Cash/Bank closing balance on the Balance Sheet — if it doesn't, a transaction has been missed or double-counted
  • Omitting Building depreciation from the Building T-account, leading to wrong purchase figure when balancing the account
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