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Microlesson · 5-min read

Sources for Declaration of Dividend [Sec 123(1)]

# Sources from which Dividend may be Declared — Sec 123(1)

Dividend may only be declared or paid for any financial year out of the following sources:

## 1. Permitted Sources

#SourceCondition
(a)Profits of the current financial yearAfter providing for depreciation as per Schedule II
(b)Undistributed profits of any previous financial year(s) — i.e., credit balance in P&L A/c and free reservesAfter providing for depreciation
(c)Both (a) and (b) combinedAfter providing for depreciation
(d)Money provided by the Central Government or State GovernmentOnly in pursuance of a guarantee given by such government

## 2. Mandatory Conditions Before Declaration

### (a) Set-off of Past Losses and Depreciation

Before declaring any dividend, the company must set off any past losses and unprovided depreciation of any previous financial year(s) against the current year's profits.

### (b) Capital Profits — NOT Available

Capital profits cannot be used for declaring dividend, as they are not considered 'distributable profits'.

## 3. Transfer to Reserves — Now Discretionary

Under the 2013 Act:

  • Transfer of any portion of profits to reserves is at the company's discretion.
  • The company may transfer any amount or no amount at all before declaring dividend.
  • (The earlier compulsory transfer prescribed under the 1956 Act has been done away with.)

## 4. Free Reserves — Sec 2(43)

'Free reserves' = such reserves which, as per the latest audited balance sheet, are available for distribution as dividend.

### Exclusions from Free Reserves

ItemReason
Revaluation ReserveRepresents unrealised/notional gains from asset revaluation
Fair Value Adjustments (Ind AS)Changes in carrying amounts of assets/liabilities recognised in equity, including surplus from fair value measurement

## Logic

Dividend is a payment out of real, earned and realised profits. Notional, unrealised, or capital gains cannot be treated as profits available for distribution — otherwise the company would distribute capital, weakening creditor protection.

## Key Takeaway

The four permitted sources can be remembered as: CY profits + Past profits/Free reserves + Both + Govt guarantee money. And the two big NOs: No capital profits, No revaluation/Ind AS fair value reserves.

Worked example

### Example 1

Example 1 (Past losses): ABC Ltd. has profit of ₹50 lakh in FY 2024-25. It has carried forward losses of ₹20 lakh and unprovided depreciation of ₹5 lakh from earlier years. Profit available for dividend = ₹50 lakh − ₹20 lakh − ₹5 lakh = ₹25 lakh.

### Example 2

Example 2 (Revaluation reserve): XYZ Ltd. revalued its land and credited ₹2 crore to a revaluation reserve. It wants to declare dividend out of this reserve. Not permitted — revaluation reserve is excluded from 'free reserves' under Sec 2(43).

### Example 3

Example 3 (Discretionary transfer): PQR Ltd. earned ₹100 crore profit. The Board decides to transfer ₹0 to general reserve before declaring dividend. This is now permissible — the Companies Act 2013 makes transfer to reserves entirely discretionary.

⚠️ Common exam mistakes

  • Forgetting that past losses must be set off before dividend declaration — even if there is current year profit.
  • Using revaluation reserve or Ind AS fair-value gains as a source of dividend.
  • Stating that a compulsory transfer to reserves is required — this rule from the 1956 Act has been abolished.
  • Including unrealised capital profits as 'free reserves'.
Bare-Act text Section 123(1) · Companies Act, 2013 · click to expand
Section 123(1): No dividend shall be declared or paid by a company for any financial year except — (a) out of the profits of the company for that year arrived at after providing for depreciation in accordance with the provisions of sub-section (2), or out of the profits of the company for any previous financial year or years arrived at after providing for depreciation in accordance with the provisions of that sub-section and remaining undistributed, or out of both; or (b) out of money provided by the Central Government or a State Government for the payment of dividend by the company in pursuance of a guarantee given by that Government: Provided that a company may, before the declaration of any dividend in any financial year, transfer such percentage of its profits for that financial year as it may consider appropriate to the reserves of the company.
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