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Microlesson · 5-min read

SA 705 – Modifications to the Opinion in the Independent Auditor's Report

## SA 705 – Modifications to the Auditor's Opinion

### Objective

To modify the opinion when:

  • [A] The auditor obtains Sufficient Appropriate Audit Evidence (SAAE) but concludes the FS are materially misstated, OR
  • [B] The auditor is unable to obtain SAAE that the FS are free from material misstatement.

---

### Key Concept: Pervasive

ConditionMeaning
Not confined to one itemAffects the FS as a whole
Confined to one areaBut impacts a substantial portion of FS (benchmark: ≥ 60% of Total Assets — referred to as 'Babylon' in notes)
Relates to disclosuresFundamental to users' understanding of the FS

> Pervasive ≠ just material. Something can be material without being pervasive. The distinction drives which type of modified opinion is issued.

---

### Three Types of Modified Opinion

SituationMaterial, NOT PervasiveMaterial AND Pervasive
SAAE obtained → FS are misstatedQualifiedAdverse
SAAE NOT obtained → FS could be misstatedQualifiedDisclaimer

#### Summary mnemonics

  • Qualified = problem exists but is limited in scope (either material-not-pervasive misstatement, or possible-material-not-pervasive unknown)
  • Adverse = worst certain outcome — auditor has evidence that FS are both materially AND pervasively misstated
  • Disclaimer = worst uncertain outcome — auditor cannot form any opinion because scope limitation is so severe its possible effect is both material AND pervasive

---

### Dealing with Scope Limitations (Inability to Obtain SAAE)

When a limitation is imposed during the engagement:

1. Request management to remove the limitation.

2. If management cannot/will not → Request TCWG (Those Charged With Governance) to remove the limitation.

3. If TCWG also cannot remove it → evaluate the impact:

  • Possible effect material but NOT pervasiveQualified opinion
  • Possible effect material AND pervasiveDisclaimer of opinion

4. Option to withdraw from the engagement (notify TCWG, explaining the impact of the misstatement).

  • If withdrawal is not possible → issue a Disclaimer of opinion.

---

### Auditor's Decision Flow

```

Uncorrected misstatement found?

└─ Material?

├─ YES → SAAE obtained?

│ ├─ Pervasive? YES → Adverse

│ └─ Pervasive? NO → Qualified

└─ Could be material (SAAE not obtained)?

├─ Pervasive? YES → Disclaimer

└─ Pervasive? NO → Qualified

```

Worked example

### Example 1

Example 1 – Qualified opinion (misstatement, not pervasive):

An auditor discovers that inventory worth ₹15 lakhs (out of total assets of ₹500 lakhs) is overstated. Management refuses to correct it. The auditor has all other evidence needed.

Answer: Misstatement is material (₹15L is significant) but NOT pervasive (only 3% of total assets, confined to one line item). SAAE was obtained. → Qualified opinion.

### Example 2

Example 2 – Adverse opinion:

An auditor finds that revenue of ₹400 lakhs out of total assets of ₹600 lakhs has been fictitiously recorded and the FS are misstated throughout. Full evidence is available.

Answer: Misstatement is material AND pervasive (affects a very substantial portion of FS, > 60% of total assets, and the FS cannot be relied upon). SAAE obtained. → Adverse opinion.

### Example 3

Example 3 – Disclaimer of opinion:

Management refuses to allow the auditor to attend physical inventory count and also restricts access to ₹350 lakhs of receivable confirmations out of total assets of ₹500 lakhs. No alternative procedures are available.

Answer: Auditor is UNABLE to obtain SAAE. The possible effect is material (₹350L = 70% of total assets, which is pervasive). → Disclaimer of opinion.

### Example 4

Example 4 – Qualified opinion (scope limitation, not pervasive):

Auditor is denied access to minutes of board meetings for one overseas subsidiary with assets of ₹20 lakhs (total group assets ₹800 lakhs).

Answer: Unable to obtain SAAE for that subsidiary, but possible effect is material yet NOT pervasive (only 2.5% of group assets). → Qualified opinion.

⚠️ Common exam mistakes

  • Confusing Adverse and Disclaimer — Adverse = auditor HAS evidence (SAAE obtained) and FS ARE wrong; Disclaimer = auditor CANNOT get evidence (SAAE not obtained) and effect COULD be wrong.
  • Forgetting that 'pervasive' has a quantitative benchmark (≥ 60% of Total Assets for confined misstatements) — many students treat it as purely qualitative.
  • Issuing a Disclaimer instead of Qualified when scope limitation exists but effect is only material and NOT pervasive.
  • Not following the escalation sequence for scope limitations: first request management → then TCWG → then evaluate outcome (Qualified or Disclaimer) or withdraw.
  • Assuming withdrawal from engagement is always available — the auditor should note that if withdrawal is not possible, a Disclaimer is the fallback.
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