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Microlesson · 5-min read

Completeness Assertion — Audit Procedures for Trade Payables and Liabilities

## Completeness Assertion: Verifying Trade Payables and Liabilities

The completeness assertion ensures that all liabilities that should have been recorded are recognized in the financial statements. For trade payables, understatement is the primary risk, so procedures focus on detecting unrecorded liabilities.

### 1. Cut-Off Procedures

  • For the last 5 invoices received/recorded at the reporting date: verify that goods were received and risk/rewards of ownership transferred to the entity before year-end.
  • All goods received prior to year-end must be recorded as purchases and included in trade creditors.

### 2. Substantive Testing of Purchases

  • Test purchases/expenses on a sample basis selected from accounts payable ledgers.
  • Check supporting documents to verify correct amounts and dates.

### 3. Match Invoice Dates to Gate Entry Dates

  • Match purchase invoice dates to gate entry (inward) dates to confirm correct accounting period recognition.
  • Examine invoices received after the year-end to identify any that relate to the audit period but were not recorded.

### 4. Review of Subsequent Expense Vouchers

  • Review all material expense vouchers recorded post balance sheet date to see if they relate to transactions within the audit period.

### 5. Advances Received from Customers

  • Obtain a customer-wise listing with ageing and nature of advances.
  • Enquire about disputes and whether additional liabilities exist.
  • Verify underlying documentation supporting each advance received.

### 6. Statutory Dues Reasonability

Prepare reasonability analyses for TDS payable, GST payable, Professional Tax, PF, ESI, etc.

Statutory LiabilityReasonability Approach
GST payableApply applicable rate to sales; compare to recorded GST liability
PF payableApply applicable rate to employee benefit expense; compare to recorded PF liability
  • Obtain and verify challans for deposits made post period-end against the balance sheet liability.
  • Document explanations for any variance between amounts deposited and the recorded liability.
  • Prepare a complete list of all statutory dues and consider CARO 2020 reporting obligations.

Worked example

### Example 1

Cut-off illustration: A company's last five purchase invoices before December 31 show goods receipt on January 3 of the next year. The auditor correctly excludes these from current year trade payables since risk/rewards of ownership did not transfer before year-end. This protects against overstatement but the key cut-off test also checks the reverse — goods received before year-end that were not invoiced, which would represent unrecorded liabilities.

### Example 2

GST reasonability: Monthly sales = ₹10,00,000; applicable GST rate = 18%; expected GST liability = ₹1,80,000. Books show ₹1,50,000. The auditor raises a query for the ₹30,000 variance, obtains management's explanation (e.g., exempt supplies), evaluates whether it is satisfactory, and retains the explanation as audit documentation.

### Example 3

PF reasonability: Employee benefit expense for the month = ₹5,00,000; employer PF rate = 12%; expected PF payable = ₹60,000. If books show ₹45,000, the auditor investigates whether certain employees are above the wage ceiling, documents the explanation, and verifies the challan for PF deposited in the subsequent month.

⚠️ Common exam mistakes

  • Confusing the completeness assertion (understatement risk for liabilities) with the existence assertion (overstatement risk) — for payables, the primary risk is omission, not fabrication
  • Limiting cut-off testing only to invoices in hand at year-end — failing to examine subsequent period invoices that may relate to the audit period
  • Ignoring statutory dues (PF, ESI, GST, TDS) in the completeness check — these are often material liabilities that require separate reasonability analysis
  • Not verifying challans for statutory dues paid after year-end against the balance sheet liability amount
  • Skipping the customer-wise advance listing when checking for unrecorded obligations to customers
Reference:
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