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Microlesson · 5-min read

Introduction to Capital Structure Decisions

# Capital Structure Decisions — Introduction

## What is capital structure?

Capital structure refers to the combination of capital raised from different sources of finance. A company's capital consists of:

  • Equity Shareholders' Funds
  • Preference Share Capital
  • Long-Term External Debts

## Three guiding factors

The source and quantum of capital are decided keeping three considerations in mind:

FactorObjective
ControlDesign the structure so existing shareholders keep a majority stake
RiskKeep financial risk within a tolerable limit
CostKeep the overall cost of capital at a minimum

In practice it is difficult to achieve all three simultaneously, so the finance manager must balance them.

## The overriding objective

The prime objective when choosing the optimal capital structure is to maximise the value of the company. A capital structure decision therefore involves:

  • Which sources of financing to tap (forms of financing)
  • How much to raise from each (actual requirement)
  • The relative proportion (mix) of each source in total capitalisation

## Scope of the chapter

The topic can be broadly classified into four parts:

1. EBIT-EPS Indifference Point

2. Break-Even Points

3. EBIT-EPS-MPS Analysis

4. Capital Structure Theories

⚠️ Common exam mistakes

  • Stating the objective as 'minimising cost of capital' alone — the prime objective is maximising firm value; cost minimisation is only one of three balancing factors.
  • Omitting preference share capital or long-term debt when listing the components of capital structure.
Reference:
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