Launch offer — 25% off with code LAUNCH-25 See plans →
Microlesson · 5-min read

Relationship between EBIT, EPS and MPS

# Relationship between EBIT - EPS - MPS

The basic objective of financial management is to design an appropriate capital structure that yields the highest wealth (highest MPS), which in turn depends on EPS.

## The Chain of Causation

```

Capital Structure -> EBIT (given) -> EPS -> MPS -> Shareholder Wealth

```

## How Leverage Affects EPS

Given a level of EBIT, EPS will differ under different financing mixes depending on the extent of debt financing. The effect on EPS comes from the existence of fixed financial charges (interest on debt, fixed dividend on preference shares).

### The Decisive Comparison

Compare Rate of Return on Assets (ROA) with Cost of Fixed-Charge Financing:

ConditionEffect on EPSName
ROA > Cost of fixed-charge financingIncreased use of debt/preference => EPS risesFavourable Leverage / Trading on Equity
ROA < Cost of fixed-charge financingIncreased use of debt/preference => EPS fallsUnfavourable Leverage

## Debt vs. Preference Shares (Within Fixed-Charge Financing)

Theoretically, debt is preferred over preference shares for two reasons:

1. Explicit cost of debt (interest rate) is generally lower than the fixed dividend rate on preference shares.

2. Interest is tax-deductible, so the real (after-tax) cost of debt is even lower; preference dividends are paid out of post-tax profits.

Worked example

### Example 1

Concept Check: A firm earns ROA of 18%. Debt is available at 12%. Should it use more debt? Yes, since ROA (18%) > Kd (12%), leverage is favourable and EPS will rise with more debt (subject to risk limits).

⚠️ Common exam mistakes

  • Stating that more debt always increases EPS without checking the ROA vs Kd condition
  • Ignoring the tax-deductibility advantage when comparing debt with preference share capital
  • Confusing MPS maximization with EPS maximization — MPS depends on EPS but also on the risk premium attached by the market
Reference:
Now that you've read this — what's next?
Move from understanding → mastery in 3 clicks. Each option below picks up from this lesson's topic.
Start 15-min diagnostic