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Microlesson · 5-min read

Graham & Dodd Model

# Graham & Dodd Model

The Graham & Dodd model holds that the stock market places considerably more weight on dividends than on retained earnings. It is a dividend-relevance traditional model.

## Formula

$$P = m\left(D + \frac{E}{3}\right)$$

SymbolMeaning
$P$Market price
$D$Dividend per share
$E$Earnings per share
$m$Multiplier

## Interpretation

The model gives the dividend $D$ its full weight but counts earnings at only one-third ($E/3$), reflecting the traditional view that investors value a rupee of dividend roughly three times as highly as a rupee of retained earnings.

⚠️ Common exam mistakes

  • Dividing the dividend D by 3 instead of the earnings E — only earnings carry the 1/3 weight.
  • Forgetting to multiply the bracketed term by the multiplier m.
Reference:
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