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Every business faces uncertainty — a pending court case, a product warranty, an environmental cleanup. AS 29 tells you exactly when to book a liability, when to just disclose it, and when to stay silent. Getting this wrong means misstating the balance sheet, and examiners love testing precisely this.

The core of AS 29 is the distinction between three concepts. A Provision is a liability of uncertain timing or amount — you recognise it in the books (debit P&L, credit Provision) when three conditions are ALL met: (1) there is a present obligation (legal or constructive) arising from a past event, (2) it is probable (more likely than not) that an outflow of economic resources will be required, and (3) a reliable estimate can be made of the amount. Think of Rajesh & Co. Pvt. Ltd. losing a case in the High Court — the verdict is against them, appeal is pending but lawyers say they'll likely lose ₹8 lakhs. All three conditions met → book a provision.

A Contingent Liability is either a possible obligation (outcome depends on future uncertain events outside the company's control) OR a present obligation where outflow is not probable, or where the amount cannot be reliably estimated. You do NOT recognise it — you only disclose it in the notes. A Contingent Asset is a possible asset from past events; you never recognise it (no entry), but if inflow is virtually certain, it's no longer contingent — you recognise the asset. If merely probable, just disclose in notes. If possible or remote, complete silence.

Measurement of provisions: Use the best estimate of the expenditure to settle the obligation at the balance sheet date. For a large population (e.g., warranty claims across thousands of products), use expected value (probability-weighted average). For a single large obligation (e.g., one big lawsuit), use the most likely outcome. Provisions must be reviewed each year and adjusted. You cannot use a provision for any purpose other than what it was originally created for — this prevents 'big bath' accounting. Also remember: provisions are discounted to present value only when the time value of money is material.

📊 Worked example

Example 1 — Warranty Provision

Setup: Ms. Iyer's electronics company sold 10,000 units of a gadget in FY 2025–26 at ₹5,000 each. Past data shows 3% of units will need minor repairs costing ₹500 each, and 1% will need major repairs costing ₹3,000 each. What provision should be recognised at 31 March 2026?

Working:

  • Minor repairs: 10,000 × 3% = 300 units × ₹500 = ₹1,50,000
  • Major repairs: 10,000 × 1% = 100 units × ₹3,000 = ₹3,00,000
  • Total warranty provision = ₹4,50,000

Journal Entry:

Warranty Expense A/c Dr. ₹4,50,000

To Provision for Warranties A/c ₹4,50,000

Final Answer: Recognise a provision of ₹4,50,000. This is a present obligation (warranty given), probable outflow (based on historical data), and reliably estimated.

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Example 2 — Court Case: Provision or Contingent Liability?

Setup: Mr. Sharma's company is sued by a supplier for ₹12,00,000. Scenario A: Legal counsel says it is probable the company will lose. Scenario B: Legal counsel says it is possible but not probable.

Scenario A Working:

  • Present obligation? Yes (legal case based on past event). Probable outflow? Yes. Reliable estimate? Yes — ₹12,00,000.
  • Action: Recognise provision of ₹12,00,000.

Scenario B Working:

  • Probable outflow? No — only possible.
  • Action: No provision. Disclose as Contingent Liability in notes: 'A claim of ₹12,00,000 has been filed; outflow is not considered probable.'

⚠️ Common exam mistakes

  • Students confuse 'possible' with 'probable' — in AS 29, probable means more likely than not (>50% chance). Only probable outflow triggers a provision; possible means contingent liability (disclose only).
  • Recognising contingent assets — many students debit 'Contingent Asset' when a favourable court case outcome looks likely. AS 29 prohibits recognition of contingent assets; only disclose in notes if inflow is probable, recognise only when virtually certain (at which point it's no longer contingent).
  • Forgetting the 'constructive obligation' angle — a provision isn't only for legal obligations. If a company has a public policy of accepting returns (even without a written contract), that creates a constructive obligation and a provision must be recognised.
  • Using provisions for unrelated purposes — don't 'borrow' from a warranty provision to cover a different expense. AS 29 explicitly states a provision can only be used for the expenditure for which it was originally recognised.
  • Ignoring the annual review requirement — students often set up a provision and forget it. AS 29 requires provisions to be reviewed at each balance sheet date and adjusted to reflect the current best estimate. Exam questions often test whether you adjust or reverse a prior year provision.
📖 Reference: AS 29 — Institute of Chartered Accountants of India
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