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Microlesson · 5-min read

Section 43(1) - Actual Cost of an Asset

# Section 43(1): Actual Cost of an Asset

"Actual cost" is the figure on which depreciation is computed. Section 43(1) tells you how to build up this figure starting from the invoice price.

## Standard Computation

ItemAmount
Purchase pricexxx
Add: Installation, transportation & trial-run expensesxxx
Add: Interest on loan up to date of put-to-usexxx
Add: Taxes & duties (only if ITC is not available)xxx
Less: Subsidy / Government grant received(xxx)
Less: Amount earned by selling trial-run production(xxx)
Actual cost of the assetxxx

## Cash Payment Restriction

If payment for the purchase or any related expense exceeds Rs. 10,000 to a single person in a single day by cash, bearer cheque, or crossed cheque (i.e., any mode other than account-payee cheque/draft/ECS/prescribed electronic mode), that payment shall not form part of actual cost. This disallowed amount is also not available for depreciation.

## Special Cases — Actual Cost

SituationActual Cost
Asset used in Scientific Research (Sec 35)NIL
Section 35AD assetNIL
Asset acquired by gift / willWDV of the previous / preceding owner
Stock-in-trade converted into capital asset & used in businessFMV on the date of conversion
Building used for personal purpose, later brought into businessOriginal cost less notional depreciation till date (at current rates) — only applicable for buildings; for other assets use original cost
Re-purchase of an asset previously sold(i) WDV at time of sale, or (ii) Re-purchase price — whichever is lower
Asset purchased & leased back to the same personWDV of the previous owner (the lessee)

## Key Idea

The section ensures that the depreciation base reflects the true economic cost to the assessee — including all incidental costs up to put-to-use, but net of any element that has been recovered (subsidy, trial-run sales) or could otherwise be double-claimed (cash payments hit by Sec 40A(3)-type discipline).

Worked example

### Example 1

Example 1 — Building computation: Purchase price Rs. 50,00,000; transport Rs. 1,00,000; installation Rs. 50,000; interest on loan up to put-to-use Rs. 2,00,000; GST Rs. 9,00,000 (ITC available); subsidy received Rs. 5,00,000.

Actual cost = 50,00,000 + 1,00,000 + 50,000 + 2,00,000 + 0 (ITC available, so GST excluded) − 5,00,000 = Rs. 48,50,000.

### Example 2

Example 2 — Building brought into business: Mr. X owned a residence costing Rs. 20,00,000 (10 years ago). Notional depreciation @ 10% till date would have been Rs. 13,00,000. He brings it into business this year.

Actual cost for depreciation = 20,00,000 − 13,00,000 = Rs. 7,00,000.

### Example 3

Example 3 — Cash payment trap: Machine costing Rs. 12,00,000. Of this, Rs. 60,000 was paid in cash to one supplier in a single day. Actual cost = 12,00,000 − 60,000 = Rs. 11,40,000.

⚠️ Common exam mistakes

  • Adding GST/customs duty to actual cost even though Input Tax Credit is available.
  • Including interest on loan for the entire period instead of only up to date of put-to-use.
  • Forgetting to subtract subsidy or trial-run production sale receipts.
  • Not applying the cash payment ceiling of Rs. 10,000 to capital expenditure.
  • Using original cost (instead of WDV of previous owner) when asset is received by gift or will.
  • In a building brought from personal to business use, using original cost instead of original cost minus notional depreciation.
Bare-Act text Section 43(1) · Income-tax Act, 1961 · click to expand
Section 43(1): 'Actual cost' means the actual cost of the assets to the assessee, reduced by that portion of the cost thereof, if any, as has been met directly or indirectly by any other person or authority.
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