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Think of AS 4 as the standard that answers two very practical questions every accountant faces at year-end: What do I do about uncertain liabilities that may or may not materialise? And what about something big that happened after 31 March but before I signed off the accounts? AS 4 gives you the rules for both.

Contingencies are conditions whose outcome is uncertain at the balance sheet date and will only be confirmed by a future event. The classic example: Rajesh & Co. Pvt. Ltd. is sued by a customer on 20 January 2025 for ₹8 lakhs. The case is pending on 31 March 2025. Whether they'll actually pay is unknown. AS 4 says — if a contingent loss is probable (likely to happen) and can be reliably estimated, provide for it (debit P&L, credit provision). If it's only possible (not probable), just disclose it in the notes. If it's remote, ignore it entirely. For contingent gains (like a counter-claim), the rule is stricter — never recognise them in the accounts, only disclose if reasonably certain, because recognising uncertain income violates prudence.

Events Occurring After the Balance Sheet Date are events — favourable or unfavourable — that happen between 31 March (balance sheet date) and the date the Board approves the financial statements (say, 25 May 2025). These split into two buckets. Adjusting events provide evidence of conditions that already existed at 31 March — for example, a debtor who goes bankrupt in April 2025 but was already in trouble on 31 March. You adjust the financial statements for these. Non-adjusting events relate to conditions that arose after 31 March — say, a factory fire in April 2025. You do not adjust the accounts, but you disclose the event and its estimated financial effect in the notes. This is asked frequently as a 4-mark question where students must classify given events and state the correct accounting treatment. Also remember: dividends declared after the balance sheet date are a non-adjusting event under AS 4 — do not create a liability in the current year's balance sheet.

📊 Worked example

Example 1 — Contingent Loss Provision

Ms. Iyer's company faces a warranty claim of ₹12,00,000 as on 31 March 2025. Legal counsel advises the claim is probable and the estimated outflow is ₹9,00,000.

Working:

  • Is the loss contingent? Yes — outcome uncertain at BS date.
  • Is it probable? Yes (counsel's advice).
  • Can it be reliably estimated? Yes — ₹9,00,000.
  • AS 4 treatment → Create a provision of ₹9,00,000.

Journal Entry:

Warranty Expense A/c Dr. ₹9,00,000

To Provision for Warranty A/c ₹9,00,000

Answer: Provide ₹9,00,000 in P&L; disclose nature of contingency in notes.

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Example 2 — Event After Balance Sheet Date

Mr. Sharma's firm closes its books on 31 March 2025. The Board approves accounts on 30 May 2025. On 10 April 2025, a debtor (who owed ₹5,00,000) is declared insolvent. Investigations reveal the debtor was already insolvent on 31 March 2025.

Working:

  • Event date: 10 April 2025 (after BS date, before approval).
  • Does it provide evidence of a condition existing on 31 March? Yes — debtor was already insolvent.
  • Classification: Adjusting Event.
  • Treatment: Write off ₹5,00,000 as bad debt; adjust the 31 March 2025 financial statements.

Answer: Debit Bad Debts A/c ₹5,00,000; Credit Debtors A/c ₹5,00,000. Adjust the accounts — do not merely disclose.

⚠️ Common exam mistakes

  • Mixing up probable vs. possible for losses: Students often provide for all contingent losses. Only probable losses with reliable estimates get a provision. Possible losses → disclosure only; remote → ignore.
  • Recognising contingent gains: Don't book a contingent gain (e.g., a pending insurance claim) in P&L. AS 4 prohibits this due to prudence — only disclose if outcome is virtually certain.
  • Treating all post-BS events as adjusting: A fire that occurs in April is NOT an adjusting event just because it's material. Ask yourself: did the condition exist on 31 March? If not, it's non-adjusting — disclose, don't adjust.
  • Confusing the cut-off date: The relevant period for post-BS events runs from the balance sheet date to the Board approval date, not the AGM date or audit sign-off date. Many students use the wrong end date.
  • Missing the dividend trap: A dividend proposed/declared after 31 March is a non-adjusting event. Do not show it as a liability in the 31 March balance sheet — only disclose in notes. This is a favourite examiner trick.
📖 Reference: AS 4 — Institute of Chartered Accountants of India
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