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Microlesson · 5-min read

Section 10A - Commencement of Business

# Section 10A - Commencement of Business

## Applicability

Applies to companies having share capital only.

## Two Mandatory Conditions Before Commencing Business or Exercising Borrowing Powers

A company having share capital shall NOT:

  • Commence any business, OR
  • Exercise any borrowing powers

UNLESS both conditions are satisfied:

### Condition 1: Declaration by Director (Form INC-20A)

  • To be filed with RoC within 180 days of incorporation
  • Filed by a Director
  • States that every subscriber has paid the value of shares agreed to be taken (as on declaration date)

### Condition 2: Verification of Registered Office

  • Company has filed with RoC a verification of Registered Office provided u/s 12(2)

## Form INC-20A - Additional Requirements (Rule 23A)

1. The declaration must be in Form INC-20A

2. Contents must be verified by:

  • Chartered Accountant (CA), OR
  • Company Secretary (CS), OR
  • Cost Accountant

(All must be in practice)

3. For companies in regulated sectors (RBI, SEBI, etc.): Approval/registration from the sectoral regulator must be obtained and attached.

## Penalty for Default

DefaulterPenalty
CompanyRs. 50,000
Every Officer in Default (OID)Rs. 1,000 per day (max Rs. 1 lakh)

## Consequence of Non-filing - Strike Off Action

If:

  • No declaration is filed within 180 days, AND
  • RoC has reasonable grounds to believe (RGTB) that company is not carrying on business

Then RoC may initiate action for removal of name of company from the register of companies.

## Quick Summary Flow

```

Incorporation Date

180 days window

File INC-20A + RO verification

[Permitted to commence business & borrow]

```

Worked example

### Example 1

Example - Timely Compliance: 'TechStart Pvt Ltd' was incorporated on 1st January 2026. Each subscriber paid their share value by 30th January 2026. A director must file Form INC-20A (verified by a practicing CA) with RoC on or before 30th June 2026 (within 180 days). Only after this filing, plus RO verification u/s 12(2), can the company commence business or take loans.

### Example 2

Example - Penalty Computation: 'Lazy Ltd' was incorporated on 1st January 2026 but failed to file INC-20A by 30th June 2026. By 31st July 2026 (31 days delay), the company is liable to a penalty of Rs. 50,000 and each OID is liable to Rs. 1,000/day × 31 = Rs. 31,000 (capped at Rs. 1 lakh).

### Example 3

Example - Strike Off: 'Dormant Ltd' was incorporated on 1st January 2026. Subscribers never paid for their shares. No INC-20A filed. RoC notes no business activity. RoC may initiate strike off action under Section 248 since both conditions are triggered - non-filing + non-business.

⚠️ Common exam mistakes

  • Filing INC-20A without verification by a practicing professional (CA/CS/Cost Accountant) - it must be verified.
  • Assuming the 180-day timeline applies to LLPs or unlimited companies - it applies only to companies having share capital.
  • Forgetting to attach sectoral regulator approval (RBI/SEBI) for regulated businesses.
  • Thinking borrowing is allowed before INC-20A filing - both business commencement AND borrowing powers are restricted.
  • Confusing penalty: Company penalty is a flat Rs. 50,000, but OID penalty is daily (Rs. 1,000/day, capped at Rs. 1 lakh).
Bare-Act text Section 10A · Companies Act, 2013 · click to expand
Section 10A(1): A company incorporated after the commencement of the Companies (Amendment) Ordinance, 2018 and having a share capital shall not commence any business or exercise any borrowing powers unless - (a) a declaration is filed by a director within a period of one hundred and eighty days of the date of incorporation of the company in such form and verified in such manner as may be prescribed, with the Registrar that every subscriber to the memorandum has paid the value of the shares agreed to be taken by him on the date of making of such declaration; and (b) the company has filed with the Registrar a verification of its registered office as provided in sub-section (2) of section 12.
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