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Microlesson · 5-min read

Audit of Trade Payables – Completeness and Cut-off Procedures

## Audit of Trade Payables: Completeness & Cut-off

### The Completeness Assertion

Completeness means all genuine liabilities that exist at the balance sheet date have been recorded. For trade payables the risk is understatement — the entity may omit liabilities to present a healthier position.

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### Procedures

#### 1. Cut-off Procedures (last 5 days before 31 March)

  • Check the last 5 days of transactions before year-end.
  • Verify goods received before 31 March are included in both Purchases and Trade Payables.
  • Risk reality: if goods arrive before 31/3 but the payable is not booked, liabilities are understated.

#### 2. Test Samples from the Accounts Payable Ledger

  • Select a sample of purchase/expense entries from the A/P ledger.
  • Examine supporting documents — purchase invoices, GRNs, purchase orders.
  • Confirm entries are recorded at correct values.

#### 3. Match Purchase Invoice Date → Gate Entry Date

  • Compare the invoice date with the inward gate entry register.
  • Confirms the purchase is recorded in the correct accounting period.

#### 4. Review Subsequent Expense Vouchers (Post Balance Sheet Date)

  • For material items: examine vouchers raised after year-end.
  • These may reveal liabilities that existed at year-end but were omitted.

#### 5. Statutory Dues — Reasonability Test

  • Perform a reasonability test (e.g. GST output tax liability).
  • Formula: Sales × Applicable Rate = Expected Liability
  • Verify challans paid after period end for dues as at 31 March.

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### Summary Table

ProcedureAssertion Addressed
Cut-off check (last 5 days)Completeness, Cut-off
Sample from A/P ledger + documentsCompleteness, Accuracy
Invoice date vs gate entry dateCut-off
Post-year-end voucher reviewCompleteness
Statutory dues reasonabilityCompleteness, Accuracy

Worked example

### Example 1

Cut-off error example: A purchase invoice is dated 28 March but the inward gate entry register shows goods arrived on 2 April. Even though the invoice falls within the year, goods were not received before year-end. This purchase must NOT be included in current-year payables — it is a cut-off error and the auditor raises an adjustment.

### Example 2

A/P ledger sample: The auditor selects 20 entries from the trade payable ledger. Entry #12 has no supporting GRN and the invoice is signed by an unauthorised person. This raises concerns about both occurrence and completeness — the auditor expands the sample and escalates to the engagement partner.

### Example 3

Reasonability test on GST: Monthly sales = ₹50 lakhs; GST rate = 18%. Expected output tax = ₹9 lakhs per month. Actual GST payable per books as at 31 March = ₹2 lakhs. The large shortfall (₹7 lakhs) triggers further inquiry — the auditor obtains management's explanation and corroborates with the GST portal.

⚠️ Common exam mistakes

  • Confusing completeness (understatement risk) with occurrence (overstatement risk) — for payables, completeness = 'are all liabilities recorded?'; occurrence = 'are only genuine liabilities recorded?'
  • Checking only invoice dates without cross-referencing gate entry dates — invoices can be back-dated.
  • Forgetting to review post-balance-sheet vouchers for evidence of unrecorded year-end liabilities.
  • Not performing reasonability/analytical tests on statutory dues — merely accepting the ledger balance.
Reference:
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