Launch offer — 25% off with code LAUNCH-25 See plans →
Microlesson · 5-min read

Audit of Trade Receivables – Existence Assertion & Direct Confirmation (SA 505)

## Audit of Trade Receivables – Existence Assertion & Direct Confirmation

### Why This Matters

The key risk for trade receivables is that the debtor balance shown in the balance sheet may not actually exist — balances could be fictitious, duplicated, or misstated. The auditor must gather evidence that every recorded receivable represents a genuine, outstanding claim.

---

### Step-by-Step Audit Procedures for Existence

#### 1. Ageing Report Reconciliation

  • Obtain the Accounts Receivable Ageing Report as at the period-end date.
  • Trace the total balance on the ageing report to the General Ledger.
  • Investigate any differences found between the two.

#### 2. Check Realisation – Invoice-Wise Verification

  • Verify that each receivable balance is backed by actual invoices (recorded invoice-wise).
  • If invoices are not arranged chronologically, check whether they have been properly adjusted.
  • For any large outstanding balances, ask management for reasons and justifications.

#### 3. Review Internal Controls over Receivables

Check whether the entity's controls ensure:

  • No invoice is recorded twice (duplicate recording risk).
  • Receivable balances are automatically generated from the original invoice (reduces manual manipulation risk).
  • Receivables relate only to sales or service — not other types of transactions that should not appear in the trade debtors list.

#### 4. Related Party Transactions

For any receivables from related parties, review:

  • Whether the transaction was at arm's length (same price as with an unrelated party).
  • Whether the transaction was properly authorised by appropriate management.
  • The collectability of the balance — is it genuinely recoverable?

#### 5. Analytical Procedures

  • Perform analytical procedures to check the reasonableness of balances for all significant accounts.
  • Example: compare the receivables balance as a proportion of sales to the prior year.

---

### Direct Confirmation Procedures (SA 505 – External Confirmations)

External confirmation is one of the most powerful procedures for existence of receivables.

#### Key Decisions the Auditor Makes:

DecisionOptions
Date of confirmationAt Balance Sheet date (most reliable) OR a nearby date chosen by auditor
Form of confirmationPositive (debtor must reply) OR Negative (reply only if they disagree)

#### Procedure Flow:

1. Auditor requests management's consent to send confirmation requests.

2. If management refuses — auditor evaluates the reason; may perform alternative procedures but must consider if refusal itself is a risk indicator.

3. Confirmation requests are sent directly to the customer.

#### If No Reply is Received (Positive Confirmation):

The auditor must perform alternative procedures:

  • Agree the balance to subsequent cash received — if the debtor paid after year-end, the balance is real.
  • Detailed analysis of transactions — examine individual invoices, revenue booking entries, and the ledger balance to verify existence.

Worked example

### Example 1

Example 1 – Ageing Report Test:

The ageing report shows Debtor A with a balance of ₹5,00,000 outstanding for more than 180 days. Procedure: Trace ₹5,00,000 to the General Ledger → confirm match → ask management why this is uncollected for so long → check if any provision for bad debt is required. If no satisfactory explanation, flag as a potential misstatement.

### Example 2

Example 2 – Positive Confirmation with No Reply:

Confirmation sent to Debtor B for ₹2,00,000. No reply received after two follow-ups. Alternative procedure: Check bank statements — if ₹2,00,000 was received from Debtor B in April (next month), existence is confirmed. If no subsequent payment, examine the underlying invoices and shipping documents.

⚠️ Common exam mistakes

  • Accepting the ageing report without tracing it to the General Ledger — the two may not reconcile if the report is manipulated.
  • Treating a negative confirmation as conclusive — silence from the debtor does NOT confirm the balance; it only means they did not disagree.
  • Forgetting to perform alternative procedures when no reply is received to a positive confirmation request.
  • Not checking related-party receivables for arm's-length pricing and authorisation — these carry a higher risk of misstatement.
  • Selecting the confirmation date far from the balance sheet date without performing roll-forward procedures.
Bare-Act text Paragraphs 7–9 · SA 505 – External Confirmations (ICAI) · click to expand
When using external confirmation procedures, the auditor shall maintain control over external confirmation requests, including: determining the information to be confirmed or requested; selecting the appropriate confirming party; designing the confirmation requests; sending the requests, including follow-up requests when applicable, to the confirming party. If management refuses to allow the auditor to send a confirmation request, the auditor shall inquire as to management's reasons for the refusal, evaluate the implications of management's refusal on the auditor's assessment of the relevant risks of material misstatement, and perform alternative audit procedures designed to obtain relevant and reliable audit evidence.
Now that you've read this — what's next?
Move from understanding → mastery in 3 clicks. Each option below picks up from this lesson's topic.
Start 15-min diagnostic