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Microlesson · 5-min read

Introduction to Capital Structure & its Determinants

## Capital Structure — Meaning & Determinants

Capital structure refers to the combination (mix) of capital raised from different sources of long-term finance. The capital of a company consists of:

  • Equity Shareholders' Funds (equity share capital + reserves/retained earnings)
  • Preference Share Capital
  • Long-Term External Debt (debentures, long-term loans)

### What a Capital Structure Decision Involves

The decision answers three linked questions:

1. Forms of financing — which sources to tap?

2. Actual requirement — how much amount to fund?

3. Relative proportion (mix) — in what ratio in total capitalisation?

### The Three Guiding Factors

The source and quantum of capital is decided keeping three factors in mind:

FactorWhat it requires
ControlStructure should let existing shareholders retain a majority stake
RiskFinancial risk should not rise beyond a tolerable limit
CostOverall cost of capital (K₀) should be kept at a minimum

> Key tension: It is practically difficult to achieve all three goals together. A finance manager must therefore strike a balance among Control, Risk and Cost.

### The Overarching Objective

While balancing the above, the prime objective in deciding the optimal capital structure is to maximise the value of the company (value of the firm).

### Map of the Chapter

The chapter can be broadly studied in four parts:

1. EBIT–EPS Indifference Point

2. Break-Even Points

3. EBIT–EPS–MPS Analysis

4. Capital Structure Theories

⚠️ Common exam mistakes

  • Thinking the goal is simply to minimise cost of capital — the prime objective is to MAXIMISE the value of the firm; cost minimisation is only one of three balancing factors.
  • Assuming all three factors (Control, Risk, Cost) can be optimised simultaneously — in practice they conflict and must be balanced.
  • Forgetting that retained earnings form part of Equity Shareholders' Funds when listing the components of capital.
Reference:
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