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Microlesson · 5-min read

Du Pont Analysis

# Du Pont Analysis

Du Pont analysis decomposes a return ratio into its drivers, so we can see why the return is high or low. It is a powerful diagnostic for management.

## Du Pont Model 1: Decomposing ROI

$$\text{ROI} = \text{Net Operating Profit Ratio} \times \text{Capital Turnover Ratio}$$

$$\frac{\text{Profit}}{\text{Capital Employed}} = \frac{\text{Profit}}{\text{Sales}} \times \frac{\text{Sales}}{\text{Capital Employed}}$$

Return = Margin × Turnover.

  • A firm can lift ROI by increasing margin per sale OR by spinning the same capital more times.
  • A retail discount store typically runs on low margin × high turnover. A luxury brand runs on high margin × low turnover.

## Du Pont Model 2: Three-Factor Decomposition of ROE

$$\text{ROE} = \text{Net Profit Margin} \times \text{Asset Turnover} \times \text{Equity Multiplier}$$

Where:

  • Net Profit Margin = Net Income / Revenue
  • Asset Turnover = Revenue / Total Assets
  • Equity Multiplier = Total Assets / Shareholders' Equity

The three drivers represent:

1. Operating Efficiency (margin)

2. Asset Use Efficiency (turnover)

3. Financial Leverage (equity multiplier)

A high ROE could result from high margin, high efficiency, OR high leverage — Du Pont tells you which.

## Why It Matters

Two firms can have the same ROE but very different risk profiles. The Du Pont decomposition lets investors and managers see whether returns come from real operating strength or from financial engineering (leverage).

Worked example

### Example 1

Example (Du Pont Model 1): Sales ₹3,00,000; Profit ₹80,000; Capital Employed ₹2,25,000.

  • Capital Turnover = 3,00,000 / 2,25,000 = 1.333 times
  • Net Operating Profit Ratio = 80,000 / 3,00,000 = 26.67%
  • ROI = 26.67% × 1.333 = 35.56%
  • Verification: 80,000 / 2,25,000 = 35.56%

### Example 2

Example (Du Pont Model 2 — ROE): Net Income ₹15,00,000; Revenue ₹1,00,00,000; Total Assets ₹50,00,000; Equity ₹30,00,000.

  • Net Profit Margin = 15/100 = 15%
  • Asset Turnover = 100/50 = 2 times
  • Equity Multiplier = 50/30 = 1.667
  • ROE = 15% × 2 × 1.667 = 50%
  • Verification: 15 / 30 = 50%

⚠️ Common exam mistakes

  • Using EAT in numerator while using Capital Employed (which serves debt + equity) in denominator — be consistent.
  • Forgetting that the Equity Multiplier is Total Assets / Equity, NOT Equity / Total Assets.
  • Treating Du Pont as a separate ratio — it is a decomposition, not a new ratio. The final value must match the direct calculation of ROI/ROE.
  • Comparing Du Pont ROE across firms with different tax structures without normalising — leverage and tax shields can distort comparisons.
Reference:
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