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Microlesson · 5-min read

Compulsory maintenance of books of account – Section 44AA and Rule 6F

## Compulsory Maintenance of Books of Account — Section 44AA

### Four categories of persons liable to maintain books

1. Persons carrying on notified professions (Note 1).

2. Persons carrying on business/profession other than notified professions (Note 2).

3. Persons declaring income lower than presumptive income under Section 44AE, 44BB, or 44BBB.

4. Persons to whom Section 44AD(4) applies.

### Note 1 — Notified Professions [Section 44AA(1)]

Gross receiptsBooks / records to maintain
Exceed ₹1,50,000 in all 3 preceding years (existing), or likely to exceed ₹1,50,000 in the current year (newly set up)Maintain as per Rule 6F: Cash book, Journals (for accrual basis), Ledgers, copies of bills > ₹25, original bills for values > ₹50, payment vouchers if value ≤ ₹50. Doctors additionally maintain daily case registers and inventory registers.
Other casesMaintain reasonable records for the A.O. to compute total income.

### Note 2 — Other than Notified Professions [Section 44AA(2)]

Assessee TypeExisting B/PNew B/P
Individual / HUFIncome > ₹2,50,000 or Turnover > ₹25,00,000 (in any of the 3 preceding years)Income likely > ₹2,50,000 or Turnover likely > ₹25,00,000 in the current year
OthersIncome > ₹1,20,000 or Turnover > ₹10,00,000 (in any of the 3 preceding years)Income likely > ₹1,20,000 or Turnover likely > ₹10,00,000 in the current year

### Penalty — Section 271A

₹25,000 penalty for failure to maintain or retain the required books.

### Notified professions include

Legal, medical, engineering, architectural, accountancy, technical consultancy, interior decoration, authorised representative, film artist (actor, cameraman, director, music director, art director, editor, singer, lyricist, story/screenplay/dialogue writer, dress designer), company secretary, and information technology professionals.

### Place & retention

  • Place: Principal place of business (if single) or the respective place for each business/profession (if multiple).
  • Retention period: Minimum 6 years from the end of the relevant assessment year.

Worked example

### Example 1

Example — notified profession, Rule 6F. A practising CA's gross receipts exceeded ₹1,50,000 in all three preceding years. She must maintain full Rule 6F books — cash book, ledger, journals, bill copies > ₹25, original bills > ₹50.

### Example 2

Example — Individual business. An individual's business turnover was ₹28,00,000 last year. Since turnover exceeded ₹25,00,000, he must maintain books under Section 44AA(2) even if income is modest.

### Example 3

Example — non-individual. A company (an 'Other') has income of ₹1,50,000. As income exceeds ₹1,20,000, it must maintain books.

⚠️ Common exam mistakes

  • Applying the ₹2,50,000 income / ₹25,00,000 turnover threshold to non-individuals — for 'Others' the limits are ₹1,20,000 / ₹10,00,000.
  • Testing only the current year for existing businesses — the test is 'any of the 3 preceding years'.
  • Forgetting the 6-year retention period from the end of the relevant assessment year.
  • Confusing the ₹1,50,000 notified-profession trigger with the business thresholds.
Reference: Section 44AA; Rule 6F; Section 271A — Income-tax Act, 1961; Income-tax Rules, 1962
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