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Microlesson · 5-min read

Assessment Year & Previous Year

# Assessment Year and Previous Year

## Assessment Year [Sec 2(9)]

  • A period of 12 months commencing on 1st April every year.
  • Always starts on 1st April and ends on 31st March.
  • Income is earned in the Previous Year and assessed/taxed in the Assessment Year.

## Previous Year [Sec 3]

  • The financial year immediately preceding the Assessment Year.
  • Can be a period of 12 months or less (in the year a business is newly set up).
  • For new business: PY starts from the date of setup and ends on 31st March of that financial year.

## Relationship

Income Earned inPrevious YearAssessment Year
2025–26PY 2025–26AY 2026–27

## Finance Act Application

  • A Finance Bill is presented on 1st February each year.
  • The Finance Act applies from 1st April of that year.
  • Finance Act 2025 applies to PY 2025–26 / AY 2026–27 and is examinable in May 26, Sep 26, Jan 27 exams.

Worked example

### Example 1

Example 1: A new business is set up on 1st August 2025.

• Previous Year: 1.8.2025 to 31.3.2026 (8 months)

• Assessment Year: 1.4.2026 to 31.3.2027

### Example 2

Example 2: Mr. A earns salary throughout FY 2025–26. His PY = 2025–26 and AY = 2026–27.

⚠️ Common exam mistakes

  • Treating PY and AY as the same period.
  • Assuming PY is always 12 months — for new businesses/professions, PY can be shorter.
  • Assuming AY can be a non-April-start period — AY ALWAYS starts on 1st April.
  • Applying Finance Act 2025 to assessments of earlier years.
Bare-Act text Sections 2(9), 3 · Income-tax Act, 1961 · click to expand
Sec 2(9) 'Assessment Year' means the period of twelve months commencing on the 1st day of April every year. Sec 3 'Previous Year' means the financial year immediately preceding the assessment year. Provided that, in the case of a business or profession newly set up, the previous year shall be the period beginning with the date of setting up of the business or profession and ending with the said financial year.
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