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Microlesson · 5-min read

Market / Valuation Ratios: P/E, Dividend & Earnings Yield, MV/BV, Q Ratio

# Profitability Ratios Related to Market / Valuation (Investors' View)

These ratios combine share price data with accounting data to judge how the market values the company.

## A. Price-Earnings Ratio (P/E Ratio)

Reflects investors' expectations about the firm's future earnings and indicates the payback period for investors.

$$\text{P/E Ratio} = \frac{\text{Market Price per Share (MPS)}}{\text{Earnings per Share (EPS)}}$$

A higher P/E may mean either the stock is over-valued or that investors expect high future growth.

## B. Dividend Yield and Earnings Yield

These measure return in relation to the market value of the share (not its paid-up value). Dividend % is based on paid-up value, but yield % reflects the true return because share capital is taken at market value.

$$\text{Dividend Yield} = \frac{\text{DPS}}{\text{MPS}} \times 100$$

$$\text{Earnings Yield (EP Ratio)} = \frac{\text{EPS}}{\text{MPS}} \times 100$$

Note: Earnings Yield is the reciprocal of the P/E ratio (expressed as a percentage).

## C. Market Value / Book Value per Share (MV/BV)

Shows how investors view the company's past and future performance. A higher ratio means a better position for shareholders in terms of return and capital gains.

$$\text{MV/BV} = \frac{\text{MPS}}{\text{BVPS}}$$

Where:

  • MPS = Average or Closing Market Price
  • BVPS = Net Worth ÷ Number of equity shares

## D. 'Q' Ratio (Tobin's Q)

Represents the relationship between market valuation and intrinsic (replacement) value.

$$\text{Q Ratio} = \frac{\text{Market Value of a Company}}{\text{Assets' Replacement Cost}}$$

  • Q = 1 → equilibrium
  • Q < 1 → stock may be undervalued
  • Q > 1 → stock may be overvalued

Worked example

### Example 1

Example — P/E and Earnings Yield are reciprocals

Given: MPS = ₹200; EPS = ₹10; DPS = ₹4.

P/E Ratio = 200 ÷ 10 = 20 times (payback period ≈ 20 years of current earnings)

Earnings Yield = 10 ÷ 200 × 100 = 5% (note: 1 ÷ 20 = 5%)

Dividend Yield = 4 ÷ 200 × 100 = 2%

### Example 2

Example — MV/BV

Given: Net Worth = ₹50,00,000; Equity shares = 1,00,000; MPS = ₹120.

BVPS = 50,00,000 ÷ 1,00,000 = ₹50

MV/BV = 120 ÷ 50 = 2.4 times — the market values each share at 2.4× its book value, signalling positive investor expectations.

⚠️ Common exam mistakes

  • Computing Dividend Yield on paid-up/face value instead of market price — yield must use MPS.
  • Inverting the P/E ratio (writing EPS ÷ MPS) — P/E is MPS ÷ EPS.
  • Using face value or paid-up value instead of BVPS (Net Worth ÷ shares) in the MV/BV ratio.
  • Misreading the Q Ratio signal: Q > 1 means overvalued (not undervalued) and Q < 1 means undervalued.
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