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Microlesson · 5-min read

Cost of Equity Share Capital (Ke) — Dividend, Earnings, Growth, Realized Yield & CAPM Approaches

## Cost of Equity Share Capital (Ke)

Ke is the expectation of equity shareholders. It is the hardest cost to compute because equity has no fixed contractual payment and no redemption. So there are several methods — pick by the situation.

### Which method to use?

ConditionMethod
Dividend expected to stay constantDividend Price Approach
EPS expected to stay constantEarnings Price Approach
Dividend & earnings grow at a constant rateGrowth Approach (Gordon's Model)
Future hard to forecast (look to the past)Realized Yield Approach
Return depends on riskCAPM

### A. Dividend Price Approach (Dividend Valuation Model)

Assumes dividend per share stays constant forever.

$$K_e = \frac{D}{P_0}$$

D = expected dividend (D₁); P₀ = ex-dividend market price.

### B. Earnings Price Approach

Assumes EPS constant forever; nullifies the effect of changes in dividend policy.

$$K_e = \frac{E}{P}$$

E = current EPS; P = market price per share.

### C. Growth Approach / Gordon's Model

Earnings, dividends and share price all grow at the same constant rate g.

$$K_e = \frac{D_1}{P_0} + g$$

With floatation cost F on newly issued shares:

$$K_e = \frac{D_1}{P_0 - F} + g$$

where D₁ = D₀(1 + g) = next expected dividend.

Estimating the growth rate g:

  • Average Method: $g = \sqrt[n]{\dfrac{D_0}{D_n}} - 1$ (D₀ = current dividend, Dₙ = dividend n years ago).
  • Gordon's Growth Model: $g = b \times r$ (b = retention ratio, r = return on funds invested).

### D. Realized Yield Approach

Uses the average past return realized by shareholders as the expected future return. Based on the principle Cost to Company = Investors' Return. Computed from the investor's perspective (typical when shares are sold in the secondary market after a few years); Ke is the IRR of the relevant cash flows.

### E. Capital Asset Pricing Model (CAPM)

Describes the risk-return trade-off. Investors are compensated for (i) time value of money and (ii) risk.

$$K_e = R_f + \beta (R_m - R_f)$$

  • R_f = risk-free rate
  • β = beta coefficient (systematic risk)
  • R_m = return on market portfolio
  • (R_m − R_f) = market risk premium

Worked example

### Example 1

Gordon's Model: A share has current market price P₀ = ₹100, just paid dividend D₀ = ₹5, growth g = 8%. Then D₁ = 5(1.08) = ₹5.40, and Ke = 5.40/100 + 0.08 = 0.054 + 0.08 = 13.4%.

### Example 2

CAPM: Risk-free rate R_f = 6%, market return R_m = 14%, β = 1.2. Ke = 6% + 1.2(14% − 6%) = 6% + 9.6% = 15.6%.

⚠️ Common exam mistakes

  • Confusing D₁ and D₀: 'Dividend Expected' → D₁; 'Dividend Paid' → D₀; if silent, assume either with a note.
  • Forgetting to deduct floatation cost from P₀ (P₀ − F) when computing Ke for newly issued equity.
  • Using the wrong Ke method for the data given (e.g. Dividend Price when growth is clearly present).
  • Mixing up market risk premium (R_m − R_f) with the market return R_m in CAPM.
Reference:
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