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Microlesson · 5-min read

Cost of Redeemable Preference Shares

## Cost of Redeemable Preference Shares

Redeemable preference shares are repaid at the end of a specified period. The cost calculation mirrors that of redeemable debentures, except:

1. No tax adjustment — preference dividends are not tax-deductible

2. The redemption premium or discount still affects the cost

### Approximation Formula

```

Kp = [D + (RV − NP)/n] / [(RV + NP)/2]

```

Where:

  • `D` = Annual preference dividend (face value × dividend rate)
  • `RV` = Redemption value
  • `NP` = Net proceeds at issue
  • `n` = Years to redemption

### Net proceeds computation

```

NP = Issue price − Flotation cost per share

```

If issued at a premium:

```

NP = (Face value + Issue premium) − Flotation cost

```

### Redemption value

Most commonly at par, but sometimes at a premium. Redemption at premium → RV > Face value → higher cost.

Worked example

### Example 1

Q12 – XYZ & Co. 10% Preference Shares, redeemable in 10 years

Face = ₹100, D = ₹10, NP = ₹95 (from Q11), RV = ₹100, n = 10

Kp = [10 + (100−95)/10] / [(100+95)/2]

= [10 + 0.50] / 97.50

= 10.50 / 97.50

= 10.77% (given as 10.7% in study material)

### Example 2

Q13 – 12% Redeemable Preference Shares with premiums

40,000 shares of ₹100 each

Issued at ₹5 premium → Issue price = ₹105

Floatation = ₹2 per share

NP = 105 − 2 = ₹103

Redeemable after 10 years at ₹10 premium

RV = 100 + 10 = ₹110

D = 12% × 100 = ₹12

Kp = [12 + (110−103)/10] / [(110+103)/2]

= [12 + 0.70] / 106.50

= 12.70 / 106.50

= 11.93%

### Example 3

Q14 – 15% Preference Shares, redeemable at 10% premium after 20 years

Face = ₹100, D = ₹15, RV = ₹110

Issue management expenses = ₹30,000 for 30,000 shares → ₹1 per share

ScenarioIssue PriceNPKp
At par10099[15+(110−99)/20] / [(110+99)/2] = 15.55/104.5 = 14.88%
10% premium110109[15+(110−109)/20] / [(110+109)/2] = 15.05/109.5 = 13.74%
10% discount9089[15+(110−89)/20] / [(110+89)/2] = 16.05/99.5 = 16.13%

⚠️ Common exam mistakes

  • Adding the tax shield that does not apply to preference shares.
  • For shares redeemable at premium: using face value (100) as RV instead of the actual redemption amount.
  • Mixing up NP (after flotation) and issue price — NP is what the company actually receives, not the stated issue price.
Reference:
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