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Microlesson · 5-min read

Inflow/Outflow of Funds (Working Capital Definition)

## Funds Flow Analysis: When Working Capital Changes

### Concept

When 'funds' are defined as working capital (i.e., Current Assets − Current Liabilities), a transaction causes:

  • Inflow of funds → working capital increases
  • Outflow of funds → working capital decreases
  • No effect → working capital unchanged

A change happens only when one side of the equation involves a non-current item (fixed asset, long-term liability, capital, reserves). Transactions entirely within current items, or entirely within non-current items, do NOT change working capital.

### Decision Rule

Transaction TypeEffect on WC
CA ↑ vs Non-CA/Non-CLInflow
CL ↑ vs Non-CA/Non-CLOutflow
CA ↑ and CL ↑ equallyNo effect
CA ↓ and CL ↓ equallyNo effect
Non-current item vs Non-current itemNo effect

### Worked Application (from ICAI)

(i) Purchase of fixed asset on 2-month credit:

  • Fixed Asset (Non-CA) ↑; Creditors (CL) ↑.
  • CL rises but CA unchanged → Outflow of funds.

(ii) Sale of fixed asset (BV ₹8,000) at a loss of ₹7,000:

  • Cash received = ₹1,000; Fixed asset (Non-CA) ↓ by ₹8,000.
  • CA ↑ by ₹1,000; CL unchanged → Inflow of funds.

(iii) Payment of final dividend already declared:

  • Proposed Dividend (CL) ↓; Cash (CA) ↓ — both current → No effect.
  • OR if proposed dividend treated as Non-CL, then Outflow.

(iv) Writing off bad debts against provision for doubtful debts:

  • Debtors (CA) ↓; Provision (deducted from CA) ↓ — net CA unchanged → No effect.

Worked example

### Example 1

Quick Test: A company issues ₹10 lakh debentures and receives cash.

  • Cash (CA) ↑ by ₹10 lakh; Debentures (Non-CL) ↑.
  • CA rises, CL unchanged → Inflow of funds (working capital increases).

### Example 2

Quick Test: Goods sold for cash ₹50,000 (cost ₹40,000).

  • Inventory (CA) ↓ by ₹40,000; Cash (CA) ↑ by ₹50,000; Profit (Reserves, Non-CL) ↑ by ₹10,000.
  • Net CA ↑ by ₹10,000 → Inflow of ₹10,000.

⚠️ Common exam mistakes

  • Treating provision write-offs as outflows — they don't affect net WC.
  • Forgetting that purchasing a fixed asset on credit causes an OUTFLOW (CL rises against Non-CA).
  • Treating proposed dividend's classification (CL vs Non-CL) inconsistently — state your assumption.
  • Confusing cash flow with funds (working capital) flow — they are different concepts.
Reference:
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