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Microlesson · 5-min read

Buy Back of Shares — Journal Entries, CRR, and Securities Premium

## Buy Back of Equity Shares

Governing Law: Section 68, Companies Act 2013

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### What is Buy Back?

Buy back of shares means a company purchases its own shares from existing shareholders, thereby reducing its paid-up share capital.

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### Four-Step Journal Entry Framework

Every buy back transaction follows the same four-step sequence:

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#### Step 1 — Cancel the Shares Bought Back

AccountDr / CrAmount
Equity Share Capital A/cDrFV × No. of shares
Premium on Buy Back A/cDr(BB Price − FV) × No. of shares
To Equity Shareholders (Shares Bought Back) A/cCrBB Price × No. of shares

> The "Premium on Buy Back" account is a temporary liability account — it is written off in Step 3.

---

#### Step 2 — Pay the Shareholders

AccountDr / CrAmount
Equity Shareholders (Shares Bought Back) A/cDrBB Price × No. of shares
To Cash / Bank A/cCrBB Price × No. of shares

---

#### Step 3 — Write Off the Premium on Buy Back

Use Securities Premium first, then Free Reserves for any remaining balance:

AccountDr / CrAmount
Securities Premium A/cDrUp to available balance
Free Reserves A/cDrRemaining amount (if any)
To Premium on Buy Back A/cCrTotal premium on BB

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#### Step 4 — Transfer Face Value to Capital Redemption Reserve (CRR)

AccountDr / CrAmount
Free Reserves A/cDrFV × No. of shares
To Capital Redemption Reserve A/cCrFV × No. of shares

> Securities Premium cannot be used for this transfer. Only Free Reserves (e.g., General Reserve, Revenue Reserve, P&L balance).

---

### Why is CRR Created? (Creditor Protection Logic)

The Companies Act requires CRR to protect outside creditors after buy back reduces cash and share capital.

Illustration — Before Buy Back:

Amount
Equity Share Capital₹100
Free Reserves₹100
Outside Liabilities₹100
Cash / Bank₹300

Creditor cover = ₹300 assets ÷ ₹100 liabilities =

After buying back 2 shares at FV ₹10 (₹20 paid out) — without CRR:

Amount
Equity Share Capital₹80
Free Reserves₹100
Outside Liabilities₹100
Cash / Bank₹280

Creditor cover = ₹280 ÷ ₹100 = 2.8× → Creditors are less protected.

After transferring ₹20 from Free Reserves → CRR:

Amount
Equity Share Capital₹80
Free Reserves₹80
CRR (non-distributable)₹20
Outside Liabilities₹100
Cash / Bank₹280

CRR + ESC = ₹100 (unchanged from original ESC). The capital buffer for creditors is preserved.

Key principle: CRR replaces the permanent capital that was returned to shareholders. It is locked — not distributable.

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### CRR — Only One Permitted Use

CRR can only be used to issue Bonus Shares:

```

CRR A/c Dr

To Equity Share Capital A/c

```

This moves CRR → ESC (both non-distributable). No impact on creditor protection. CRR does not reduce; it converts into share capital.

---

### Securities Premium — Special Rules for Buy Back

Securities Premium is not a free reserve in general law. However, for buy back purposes:

PurposeSecurities Premium usable?
Writing off Premium on Buy Back (Step 3)✅ Yes — treated as free reserve
Transfer to CRR (Step 4)❌ No — cannot be used
Determining buy-back eligibility (25% of paid-up + free reserves)✅ Treated as free reserve

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### Exception: Fresh Issue Made for Buy Back

If the company issues fresh equity or preference shares specifically to fund the buy back, Step 4 (transfer to CRR) is not required to the extent covered by the fresh issue proceeds.

Logic: New capital has entered the company to replace the capital leaving — no need to lock additional funds in CRR.

ScenarioCRR Transfer Required?
Buy back funded purely from existing reserves✅ Yes
Buy back funded (fully/partly) from fresh issue❌ No (to extent of fresh issue)

---

### Redemption of Preference Shares — Same Entries

The journal entry pattern for redemption of preference shares is identical to buy back of equity shares. Apply all four steps in the same sequence.

Worked example

### Example 1

### Example 1: Buy Back of 60,000 Equity Shares

Given:

  • Shares bought back: 60,000 at ₹15 per share
  • Face Value: ₹10 per share
  • Securities Premium available: ₹3,00,000
  • Revenue Reserve: sufficient balance
  • Investments sold to fund buy back: Cost ₹30,10,000; sold for ₹25,20,000 (loss ₹4,90,000)

Step 0 — Sale of Investments (to arrange funds):

AccountDr/Cr
Cash/Bank A/cDr25,20,000
Profit & Loss A/c (Loss)Dr4,90,000
To Investments A/cCr30,10,000

Step 1 — Cancellation of Shares:

AccountDr/Cr
Equity Share Capital A/c (60,000 × ₹10)Dr6,00,000
Premium on Buy Back A/c (60,000 × ₹5)Dr3,00,000
To Equity Shareholders (Shares BB) A/cCr9,00,000

Step 2 — Payment:

AccountDr/Cr
Equity Shareholders (Shares BB) A/cDr9,00,000
To Cash/Bank A/cCr9,00,000

Step 3 — Write Off Premium on Buy Back:

AccountDr/Cr
Securities Premium A/cDr3,00,000
To Premium on Buy Back A/cCr3,00,000

(Securities Premium exactly covers the premium — no Free Reserve needed here)

Step 4 — Transfer to CRR (face value of shares bought back):

AccountDr/Cr
Revenue Reserve A/cDr6,00,000
To Capital Redemption Reserve A/cCr6,00,000

Check: CRR created = FV × No. of shares = ₹10 × 60,000 = ₹6,00,000 ✓

### Example 2

### Example 2: Redemption of Preference Shares (₹75 Crores)

Given:

  • Preference Share Capital redeemed: ₹75 crores (at par)
  • Revenue Reserve: sufficient balance
  • No fresh issue made

Step 1 — Cancellation:

AccountDr/Cr₹ Cr
Preference Share Capital A/cDr75
To Preference Shareholders A/cCr75

Step 2 — Payment:

AccountDr/Cr₹ Cr
Preference Shareholders A/cDr75
To Cash/Bank A/cCr75

Step 3 — Premium on Redemption: Not applicable (redeemed at par, so no premium).

Step 4 — Transfer to CRR:

AccountDr/Cr₹ Cr
Revenue Reserve A/cDr75
To Capital Redemption Reserve A/cCr75

Note: The journal entry logic for preference share redemption is identical to buy back of equity shares. Apply all four steps in the same order.

### Example 3

### Example 3: Buy Back with Partial Securities Premium Cover

Given:

  • Shares bought back: 5 shares
  • Face Value: ₹5 per share
  • Buy Back Price: ₹25 per share
  • Premium on Buy Back per share: ₹20
  • Securities Premium available: ₹20 (only partial cover for premium)
  • Revenue Reserve: sufficient balance

Step 1 — Cancellation:

AccountDr/Cr
Equity Share Capital A/c (5 × ₹5)Dr25
Premium on Buy Back A/c (5 × ₹20)Dr100
To Equity Shareholders (Shares BB) A/cCr125

Step 2 — Payment:

AccountDr/Cr
Equity Shareholders (Shares BB) A/cDr125
To Cash/Bank A/cCr125

Step 3 — Write Off Premium on Buy Back:

AccountDr/Cr
Securities Premium A/cDr20
Revenue Reserve A/cDr80
To Premium on Buy Back A/cCr100

Step 4 — Transfer to CRR (face value only):

AccountDr/Cr
Revenue Reserve A/cDr25
To Capital Redemption Reserve A/cCr25

Key Point: Securities Premium (₹20) is exhausted first in Step 3. The shortfall (₹80) comes from Revenue Reserve. Securities Premium is never used for Step 4 (CRR transfer).

⚠️ Common exam mistakes

  • Using Securities Premium to fund the CRR transfer (Step 4) — Securities Premium can only write off the Premium on Buy Back in Step 3, not create CRR.
  • Skipping Step 3 and directly debiting Free Reserves for the full premium instead of exhausting Securities Premium first.
  • Transferring the buy back price (not face value) to CRR — CRR is always equal to Face Value × Number of shares bought back.
  • Transferring to CRR even when the company has issued fresh shares to fund the buy back — no CRR transfer is required to the extent of the fresh issue proceeds.
  • Thinking CRR can be used freely — CRR can only be utilised for issuing bonus shares; any other use is not permitted.
  • Treating Securities Premium as an ordinary free reserve for CRR purposes just because it is treated as a free reserve for buy-back eligibility and premium write-off — these are separate provisions.
  • Forgetting that if the premium on buy back exceeds the available Securities Premium balance, the shortfall must come from Free Reserves (General Reserve, Revenue Reserve, P&L), not from fresh issue proceeds.
Reference: Section 68 — Companies Act, 2013
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