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Microlesson · 5-min read

Cancellation of Own Debentures – Profit as Capital Reserve

## Cancellation of Own (Investment in) Debentures

### Concept

A company may purchase its own debentures from the open market at a price lower than the face/issue value and cancel them. The gain on cancellation is a capital profit → credited to Capital Reserve (not P&L).

### Why Capital Reserve, Not P&L?

The gain arises from a capital transaction (extinguishing a liability at a discount). It is unrealised in the trading sense and must be kept as Capital Reserve per the conservatism and capital maintenance principles.

### Journal Entry on Cancellation

```

Debenture Liability A/c Dr [Issue/Face Value of debentures cancelled]

To Investment in Own Debentures A/c [Cost at which purchased]

To Capital Reserve A/c [Profit = Issue Value – Cost]

```

### Key Distinction

AmountRepresents
Issue/Face ValueThe liability being cancelled
Cost of purchaseWhat the company paid for its own debentures
Difference (profit)Goes to Capital Reserve

### Sequence of Events

1. Company purchases own debentures → Dr Investment in Own Debentures, Cr Bank

2. Company cancels them → Dr Debenture Liability, Cr Investment + Capital Reserve

Worked example

### Example 1

Example – LDR Question 5, Step I (Page 14)

Debenture liability at issue value: ₹2.2 lakhs

Cost of Investment in Own Debentures purchased: ₹2.0 lakhs

Profit on cancellation: ₹0.2 lakhs

```

Debenture Liability A/c Dr 2.2

To Investment in Own Debentures A/c 2.0

To Capital Reserve A/c 0.2

```

Interpretation: The company bought its own debentures back for ₹2L when the face/issue liability was ₹2.2L — a saving of ₹0.2L is a capital gain → Capital Reserve.

Note: Capital Reserve arising here is different from CRR. Capital Reserve is from capital profits; CRR is a statutory reserve from buy back/redemption.

⚠️ Common exam mistakes

  • Crediting Profit & Loss A/c instead of Capital Reserve for the gain on cancellation
  • Using the cost of purchase as the debit to Debenture Liability instead of the face/issue value
  • Confusing Capital Reserve with Capital Redemption Reserve – CRR is statutory and can only be used for bonus shares; Capital Reserve is from capital profits
Reference:
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