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Microlesson · 5-min read

Redemption of Preference Shares — Sources, CRR & Premium (Section 55)

# Redemption of Preference Shares (Section 55)

## Sources from which Preference Shares can be Redeemed

A company can redeem preference shares only out of:

1. Profits of the company which would otherwise be available for dividend, OR

2. Proceeds of a fresh issue of shares made for the purpose of such redemption.

## Key Conditions

ConditionRequirement
Status of sharesShares to be redeemed must be fully paid-up
Redemption out of profitsEqual nominal amount must be transferred to Capital Redemption Reserve (CRR)
Sanctity of CRRCRR has the same sanctity as paid-up share capital
Reduction of CRRCan be reduced only in the manner paid-up share capital is reduced under the Act

## Capital Redemption Reserve (CRR)

  • Created only when redemption is out of profits (not from fresh issue proceeds).
  • Amount = nominal value of shares redeemed.
  • Utilisation of CRR: Can be applied in paying up unissued shares of the company to be issued to members as fully paid bonus shares.

## Premium Payable on Redemption

### For prescribed class of companies complying with AS under Sec 133:

  • Premium on redemption shall be provided out of profits of the company before redemption.
  • For preference shares issued on or before commencement of the Act: premium can be provided out of profits OR securities premium account.

### For other companies:

  • Premium shall be provided out of profits OR securities premium account before redemption.

Worked example

### Example 1

Example 1 — CRR Creation: A company redeems 10,000 preference shares of ₹100 each (fully paid) out of profits. It must transfer ₹10,00,000 (nominal value) to the Capital Redemption Reserve from profits otherwise available for dividend.

### Example 2

Example 2 — Premium from Securities Premium: XYZ Ltd. (not in prescribed class) redeems preference shares at a 10% premium. Premium can be provided from profits OR securities premium account before redemption.

### Example 3

Example 3 — Utilisation of CRR: ABC Ltd. has ₹50 lakhs in CRR. It can use this amount to issue fully paid bonus shares to members but cannot use it for distributing cash dividends.

⚠️ Common exam mistakes

  • Confusing CRR creation — it is required only when redemption is from profits, NOT from fresh issue proceeds.
  • Forgetting that shares must be FULLY paid-up before redemption.
  • Treating CRR as a free reserve — it has the sanctity of paid-up capital and can only be reduced like share capital.
  • Using CRR for purposes other than issuing fully paid bonus shares.
  • Forgetting that prescribed class companies must provide premium ONLY out of profits (not securities premium) for shares issued after Act commencement.
Bare-Act text Section 55 · Companies Act, 2013 · click to expand
Section 55 — Issue and Redemption of Preference Shares: A company may issue redeemable preference shares subject to: (a) redemption out of profits available for dividend OR proceeds of a fresh issue of shares; (b) shares must be fully paid; (c) where redeemed out of profits, sum equal to nominal value shall be transferred to Capital Redemption Reserve; (d) CRR may be applied in paying up unissued shares as fully paid bonus shares.
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