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Microlesson · 5-min read

AS 10 PPE — Miscellaneous Provisions (Investment Property, Consolidated Purchase, Insurance Claims)

## Miscellaneous Provisions under AS 10

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### 1. Investment Property

ItemRule
Governed byAS 13 — Accounting for Investments
Measurement / AccountingUses Cost Model as per AS 10

Investment property is defined in AS 13, but its day-to-day accounting (depreciation, carrying amount) follows AS 10's cost model.

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### 2. PPE Acquired at a Consolidated (Lump-Sum) Price

When multiple assets are purchased together for a single price:

Step 1: Identify the Fair Value (FV) of each individual asset

Step 2: Allocate the total price paid in the ratio of Fair Values

```

Amount for Asset X = Total Price Paid × (FV of X ÷ Total FV of all assets)

```

Example — Total Paid: ₹3,15,000

AssetFair ValueRatioAllocated Cost
iPad₹50,00050/350₹45,000
iPhone₹80,00080/350₹72,000
MacBook₹1,20,000120/350₹1,08,000
Total₹3,50,000₹3,15,000

Each asset is then capitalized at its allocated cost and depreciated independently.

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### 3. Insurance Claim on Damage of Assets

ItemTreatment
Insurance claimRecord as income in P&L in the year it is certain to be received
Loss on damageRecord as expense in P&L separately
PresentationDo NOT net off — both must appear independently

Example:

Asset damaged → Loss ₹1,00,000 | Insurance claim confirmed ₹90,000

  • P&L debit: Loss on damage ₹1,00,000
  • P&L credit: Insurance claim income ₹90,000
  • Do not show only the net loss of ₹10,000

Worked example

### Example 1

Lump Sum Purchase — Fair Value Ratio Allocation

Three assets purchased together for ₹3,15,000. Individual fair values are:

  • iPad: ₹50,000
  • iPhone: ₹80,000
  • MacBook: ₹1,20,000
  • Total FV: ₹3,50,000

Allocation:

  • iPad: ₹3,15,000 × (50 ÷ 350) = ₹45,000
  • iPhone: ₹3,15,000 × (80 ÷ 350) = ₹72,000
  • MacBook: ₹3,15,000 × (120 ÷ 350) = ₹1,08,000

Verification: ₹45,000 + ₹72,000 + ₹1,08,000 = ₹3,15,000 ✓

Each asset is capitalized at its allocated amount and depreciated over its own useful life.

### Example 2

Insurance Claim — Gross Presentation in P&L

A machine with CA ₹1,00,000 is destroyed. Insurance company confirms claim of ₹90,000.

Correct P&L treatment:

  • Expense: Loss on destruction of asset = ₹1,00,000
  • Income: Insurance claim receivable = ₹90,000

Incorrect approach: Showing only net loss ₹10,000 — this is NOT permitted under AS 10. Both amounts must appear separately so users can see the full extent of the loss and the associated recovery.

⚠️ Common exam mistakes

  • Netting off insurance claim income against the loss on asset damage — both must be shown separately in P&L
  • Allocating lump sum purchase price equally among assets instead of in proportion to their fair values
  • Recording insurance claim income before certainty of receipt is established
  • Applying a different measurement model to investment property instead of the cost model prescribed by AS 10
Reference:
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