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Microlesson · 5-min read

AS 28 – Reversal of Impairment Loss: Maximum Reversal Cap

## Reversal of Impairment Loss — The Maximum Reversal Cap

### Core Principle

When conditions that caused an impairment loss improve, the loss may be partially or fully reversed — but the reversal is capped. You cannot reverse more than what would have been the carrying amount had the impairment never occurred.

### The Cap Rule (Step-by-Step)

StepAction
1Calculate CA after impairment (depreciate the impaired value over revised remaining life)
2Calculate CA if no impairment (continue original depreciation schedule as if impairment never happened)
3Maximum Reversal = CA (if no impairment) − CA (after impairment)
4Calculate actual potential reversal = Recoverable Amount on reversal date − CA after impairment
5Actual Reversal = min(Max Reversal, Actual Potential Reversal)
6Revised CA after reversal = CA after impairment + Actual Reversal

### Why the Cap Exists

The cap prevents a windfall — the entity cannot report a carrying amount higher than what would have existed in a world with no impairment. Reversal restores value only to the originally-expected trajectory, not beyond it.

### After Reversal: Depreciation

Once reversal is booked, the new carrying amount is depreciated over the remaining original useful life (not the revised remaining life used post-impairment). Recalculate the revised depreciation charge.

### Key Distinction: Reversal vs. Revaluation

  • Under cost model: reversal is capped as above; excess goes to income.
  • Under revaluation model: reversal first reverses any prior impairment charge to P&L, and excess is credited to revaluation surplus.

Worked example

### Example 1

Example 1 (Illustrative — from notes, top of Page 25)

At 31.03.Year 5: CA after prior impairment = ₹90, Remaining life = 6 years

CA if No Impairment at 31.03.Year 6 = ₹120

CA after Impairment at 31.03.Year 6 = ₹90

Max Reversal = 120 − 90 = ₹30

### Example 2

Example 2 (Detailed — Page 25)

Given:

  • Cost on 01.04.Yr2 = ₹1,000 | Useful life = 5 years | Dep = ₹200/yr
  • On 31.03.Yr3: CA = ₹800, RA = ₹650 → Impairment Loss = ₹150
  • Revised CA = ₹650 | Remaining life = 4 years | New Dep = 650/4 = ₹162.5/yr

On 31.03.Yr4 (one year after impairment):

  • CA after impairment = 650 − 162.5 = ₹487.5
  • CA if no impairment = 1,000 − (200 × 2) = ₹600
  • Max Reversal = 600 − 487.5 = ₹112.5
  • RA on 31.03.Yr4 = ₹700
  • Actual potential reversal = 700 − 487.5 = ₹212.5
  • Actual Reversal = min(112.5, 212.5) = ₹112.5
  • Revised CA after Reversal = 487.5 + 112.5 = ₹600

Observation: RA (₹700) > Max Cap (₹600). Reversal is limited by the cap, not by RA.

⚠️ Common exam mistakes

  • Reversing the full difference between RA and current CA without checking the maximum reversal cap.
  • Using revised remaining life (post-impairment) instead of original useful life to compute 'CA if no impairment'.
  • Forgetting to recompute depreciation on the revised carrying amount after recognizing the reversal.
  • Treating the maximum reversal cap and actual reversal as the same figure — they are different; actual reversal = min(max cap, actual potential reversal).
Bare-Act text Reversal of Impairment Loss for an Individual Asset (para. 109) · AS 28 – Impairment of Assets · click to expand
The increased carrying amount of an asset attributable to a reversal of an impairment loss shall not exceed the carrying amount that would have been determined (net of depreciation or amortisation) had no impairment loss been recognised for the asset in prior accounting periods.
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